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Western Union payment tracker Western Union
FREE — introductory period

Western Union MTCN Tracker — Free

Track any Western Union money transfer using the 10-digit MTCN printed on the sender's receipt or confirmation email. We query Western Union's public tracking endpoint and return one of five statuses. If Western Union challenges us with a captcha we give you a step-by-step guide instead — never fake data.

The MTCN is the 10-digit Money Transfer Control Number on the receipt or email Western Union sent the sender.

What each status means

In transitFunds have left the sender and are being processed by the provider.
Ready for pickupCash-payout transfers waiting at the agent counter for the receiver.
Paid / ReceivedReceiver has collected the cash or the funds reached their bank/wallet.
On holdCompliance, sanctions or fraud review — sender may need to provide additional info.
Cancelled / refundedTransfer was cancelled by the sender or the provider; funds returned.

Frequently asked questions

What is an MTCN?

MTCN stands for Money Transfer Control Number. It is a 10-digit reference Western Union assigns to every transfer, printed on the receipt and sent in the confirmation email. The receiver uses it to collect funds or check status.

Is MTCN tracking free here?

Yes. During the introductory period every visitor gets 20 free Western Union MTCN lookups per day. Signed-in OhMyFin users get 50 per day.

What if my MTCN does not show a status?

Western Union sometimes blocks third-party trackers with a captcha. When that happens we show you the exact 4-step path to look the MTCN up directly on westernunion.com so you still get the answer.

Can I track Western Union without an MTCN?

No. Western Union requires the 10-digit MTCN. If you do not have it, ask the sender to forward the WU confirmation email — the MTCN is printed inside.

Need to track a SWIFT/MT103/UETR payment? Use the free SWIFT GPI tracker