BANCO BILBAO VIZCAYA ARGENTARIA S.A.

BBVAESMMXXX

BANCO BILBAO VIZCAYA ARGENTARIA S.A. is identified on the SWIFT network by the BIC code BBVAESMMXXX, registered in SPAIN (MADRID), settling primarily in EUR. International wire transfers routed through this institution can be tracked free of charge by pasting your UETR or payment reference below.

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BIC structure (ISO 9362)

InstitutionCountryLocationBranch
BBVAES — SpainMM (live BIC)XXX (primary office)
SWIFT/BICBBVAESMMXXX (branch, 11-char)
BankBANCO BILBAO VIZCAYA ARGENTARIA S.A.
CountrySPAIN (ISO ES)
CityMADRID
AddressC/ SAUCEDA 28
Primary currencyEUR (inferred from country)
EUR (Euro) settlement: clears via TARGET2. TARGET2 same day; SWIFT MT103 1-2 days.
Corridor timing to SPAIN: Same day EUR via TARGET2. Settlement system: TARGET2. Banco de España clearing.
Track a payment through BANCO BILBAO VIZCAYA ARGENTARIA S.A. — free

About this SWIFT/BIC code

The SWIFT/BIC (Business Identifier Code) is the international standard ISO 9362 for identifying financial institutions in cross-border payments. BBVAESMMXXX uniquely identifies BANCO BILBAO VIZCAYA ARGENTARIA S.A. in SPAIN on the SWIFT network and is used as the routing identifier in field 57A of an MT103 message (or the equivalent BICFI element in an ISO 20022 pacs.008).

Because BBVAESMMXXX is an 11-character BIC, the trailing XXX identifies a specific branch within BANCO BILBAO VIZCAYA ARGENTARIA S.A.. The corresponding 8-character head-office BIC is BBVAESMM.

Payments routed through BANCO BILBAO VIZCAYA ARGENTARIA S.A. can be tracked end-to-end via SWIFT GPI when both the sender and receiver are GPI-enabled. Ohmyfin provides free public lookup of any UETR — paste yours on the homepage to see the latest available status, including which correspondent banks the payment has passed through.

Other banks in SPAIN

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Frequently asked questions

What does SWIFT/BIC code BBVAESMMXXX stand for?

BBVAESMMXXX is the unique SWIFT/BIC code identifying BANCO BILBAO VIZCAYA ARGENTARIA S.A. in SPAIN. The first four characters (BBVA) are the institution code; the next two (ES) are the ISO 3166-1 country code for Spain; the next two (MM) are the location code; the final three (XXX) are the branch code.

How do I track a payment sent to BANCO BILBAO VIZCAYA ARGENTARIA S.A.?

Use the Ohmyfin SWIFT tracker on the homepage. Paste the UETR (field 121) or the payment reference (field 20) and Ohmyfin returns the latest available SWIFT GPI status, including each correspondent bank the payment passed through on the way to BANCO BILBAO VIZCAYA ARGENTARIA S.A..

Is BBVAESMMXXX an 8-character or 11-character BIC?

BBVAESMMXXX is 11 characters long — primary office. An 8-character BIC identifies the bank's head office; an 11-character BIC identifies a specific branch. Both are valid in MT103 field 57A.

What currency does BANCO BILBAO VIZCAYA ARGENTARIA S.A. settle in?

BANCO BILBAO VIZCAYA ARGENTARIA S.A.'s primary settlement currency is EUR (Euro). EUR clears via TARGET2. TARGET2 same day; SWIFT MT103 1-2 days.

How long does a SWIFT payment to SPAIN take?

Same day EUR via TARGET2. Settlement system: TARGET2. Banco de España clearing.

Why might a payment to BANCO BILBAO VIZCAYA ARGENTARIA S.A. be delayed?

Most delays at the beneficiary bank come from sanctions/AML screening on the ordering customer, missing remittance information in field 70, or arrival after the local RTGS cut-off. Use Ohmyfin to see which hop is holding the payment so you can chase the right party.

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