INTESA SANPAOLO SPA

BCITITMMXXX

INTESA SANPAOLO SPA is identified on the SWIFT network by the BIC code BCITITMMXXX, registered in ITALY (MILANO), settling primarily in EUR. International wire transfers routed through this institution can be tracked free of charge by pasting your UETR or payment reference below.

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BIC structure (ISO 9362)

InstitutionCountryLocationBranch
BCITIT — ItalyMM (live BIC)XXX (primary office)
SWIFT/BICBCITITMMXXX (branch, 11-char)
BankINTESA SANPAOLO SPA
CountryITALY (ISO IT)
CityMILANO
AddressPIAZZA DELLA SCALA 6
Primary currencyEUR (inferred from country)
EUR (Euro) settlement: clears via TARGET2. TARGET2 same day; SWIFT MT103 1-2 days.
Corridor timing to ITALY: Same day EUR via TARGET2. Settlement system: TARGET2. Banca d'Italia clearing.
Track a payment through INTESA SANPAOLO SPA — free

About this SWIFT/BIC code

The SWIFT/BIC (Business Identifier Code) is the international standard ISO 9362 for identifying financial institutions in cross-border payments. BCITITMMXXX uniquely identifies INTESA SANPAOLO SPA in ITALY on the SWIFT network and is used as the routing identifier in field 57A of an MT103 message (or the equivalent BICFI element in an ISO 20022 pacs.008).

Because BCITITMMXXX is an 11-character BIC, the trailing XXX identifies a specific branch within INTESA SANPAOLO SPA. The corresponding 8-character head-office BIC is BCITITMM.

Payments routed through INTESA SANPAOLO SPA can be tracked end-to-end via SWIFT GPI when both the sender and receiver are GPI-enabled. Ohmyfin provides free public lookup of any UETR — paste yours on the homepage to see the latest available status, including which correspondent banks the payment has passed through.

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Frequently asked questions

What does SWIFT/BIC code BCITITMMXXX stand for?

BCITITMMXXX is the unique SWIFT/BIC code identifying INTESA SANPAOLO SPA in ITALY. The first four characters (BCIT) are the institution code; the next two (IT) are the ISO 3166-1 country code for Italy; the next two (MM) are the location code; the final three (XXX) are the branch code.

How do I track a payment sent to INTESA SANPAOLO SPA?

Use the Ohmyfin SWIFT tracker on the homepage. Paste the UETR (field 121) or the payment reference (field 20) and Ohmyfin returns the latest available SWIFT GPI status, including each correspondent bank the payment passed through on the way to INTESA SANPAOLO SPA.

Is BCITITMMXXX an 8-character or 11-character BIC?

BCITITMMXXX is 11 characters long — primary office. An 8-character BIC identifies the bank's head office; an 11-character BIC identifies a specific branch. Both are valid in MT103 field 57A.

What currency does INTESA SANPAOLO SPA settle in?

INTESA SANPAOLO SPA's primary settlement currency is EUR (Euro). EUR clears via TARGET2. TARGET2 same day; SWIFT MT103 1-2 days.

How long does a SWIFT payment to ITALY take?

Same day EUR via TARGET2. Settlement system: TARGET2. Banca d'Italia clearing.

Why might a payment to INTESA SANPAOLO SPA be delayed?

Most delays at the beneficiary bank come from sanctions/AML screening on the ordering customer, missing remittance information in field 70, or arrival after the local RTGS cut-off. Use Ohmyfin to see which hop is holding the payment so you can chase the right party.

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