CREDIT MUTUEL

CMCIFR2AXXX

CREDIT MUTUEL is identified on the SWIFT network by the BIC code CMCIFR2AXXX, registered in FRANCE (STRASBOURG), settling primarily in EUR. International wire transfers routed through this institution can be tracked free of charge by pasting your UETR or payment reference below.

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BIC structure (ISO 9362)

InstitutionCountryLocationBranch
CMCIFR — France2A (test/non-live BIC)XXX (primary office)
SWIFT/BICCMCIFR2AXXX (branch, 11-char)
BankCREDIT MUTUEL
CountryFRANCE (ISO FR)
CitySTRASBOURG
Address4 RUE FREDERIC-GUILLAUME RAIFFEISEN
Primary currencyEUR (inferred from country)
EUR (Euro) settlement: clears via TARGET2. TARGET2 same day; SWIFT MT103 1-2 days.
Corridor timing to FRANCE: Same day EUR via TARGET2. Settlement system: TARGET2. Banque de France clearing.
Track a payment through CREDIT MUTUEL — free

About this SWIFT/BIC code

The SWIFT/BIC (Business Identifier Code) is the international standard ISO 9362 for identifying financial institutions in cross-border payments. CMCIFR2AXXX uniquely identifies CREDIT MUTUEL in FRANCE on the SWIFT network and is used as the routing identifier in field 57A of an MT103 message (or the equivalent BICFI element in an ISO 20022 pacs.008).

Because CMCIFR2AXXX is an 11-character BIC, the trailing XXX identifies a specific branch within CREDIT MUTUEL. The corresponding 8-character head-office BIC is CMCIFR2A.

Payments routed through CREDIT MUTUEL can be tracked end-to-end via SWIFT GPI when both the sender and receiver are GPI-enabled. Ohmyfin provides free public lookup of any UETR — paste yours on the homepage to see the latest available status, including which correspondent banks the payment has passed through.

Other banks in FRANCE

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Frequently asked questions

What does SWIFT/BIC code CMCIFR2AXXX stand for?

CMCIFR2AXXX is the unique SWIFT/BIC code identifying CREDIT MUTUEL in FRANCE. The first four characters (CMCI) are the institution code; the next two (FR) are the ISO 3166-1 country code for France; the next two (2A) are the location code; the final three (XXX) are the branch code.

How do I track a payment sent to CREDIT MUTUEL?

Use the Ohmyfin SWIFT tracker on the homepage. Paste the UETR (field 121) or the payment reference (field 20) and Ohmyfin returns the latest available SWIFT GPI status, including each correspondent bank the payment passed through on the way to CREDIT MUTUEL.

Is CMCIFR2AXXX an 8-character or 11-character BIC?

CMCIFR2AXXX is 11 characters long — primary office. An 8-character BIC identifies the bank's head office; an 11-character BIC identifies a specific branch. Both are valid in MT103 field 57A.

What currency does CREDIT MUTUEL settle in?

CREDIT MUTUEL's primary settlement currency is EUR (Euro). EUR clears via TARGET2. TARGET2 same day; SWIFT MT103 1-2 days.

How long does a SWIFT payment to FRANCE take?

Same day EUR via TARGET2. Settlement system: TARGET2. Banque de France clearing.

Why might a payment to CREDIT MUTUEL be delayed?

Most delays at the beneficiary bank come from sanctions/AML screening on the ordering customer, missing remittance information in field 70, or arrival after the local RTGS cut-off. Use Ohmyfin to see which hop is holding the payment so you can chase the right party.

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