LLOYDS BANK PLC

LOYDGB2L

LLOYDS BANK PLC is identified on the SWIFT network by the BIC code LOYDGB2L, registered in UNITED KINGDOM (LONDON), settling primarily in GBP. International wire transfers routed through this institution can be tracked free of charge by pasting your UETR or payment reference below.

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BIC structure (ISO 9362)

InstitutionCountryLocation
LOYDGB — United Kingdom2L (test/non-live BIC)
SWIFT/BICLOYDGB2L (head office, 8-char)
BankLLOYDS BANK PLC
CountryUNITED KINGDOM (ISO GB)
CityLONDON
Address11-15 MONUMENT STREET
Primary currencyGBP (inferred from country)
GBP (British Pound) settlement: clears via CHAPS. CHAPS same day; international SWIFT 1-2 days.
Corridor timing to UNITED KINGDOM: Same day GBP via CHAPS; 1-2 days for international SWIFT. Settlement system: CHAPS. UK clearing cut-off ~16:00 GMT.
Track a payment through LLOYDS BANK PLC — free

About this SWIFT/BIC code

The SWIFT/BIC (Business Identifier Code) is the international standard ISO 9362 for identifying financial institutions in cross-border payments. LOYDGB2L uniquely identifies LLOYDS BANK PLC in UNITED KINGDOM on the SWIFT network and is used as the routing identifier in field 57A of an MT103 message (or the equivalent BICFI element in an ISO 20022 pacs.008).

Because LOYDGB2L is an 8-character BIC, it addresses the head office. Branch-level BICs append three additional characters (for example, LOYDGB2LXXX for the primary office) and are used when a specific branch must be addressed.

Payments routed through LLOYDS BANK PLC can be tracked end-to-end via SWIFT GPI when both the sender and receiver are GPI-enabled. Ohmyfin provides free public lookup of any UETR — paste yours on the homepage to see the latest available status, including which correspondent banks the payment has passed through.

Other banks in UNITED KINGDOM

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Frequently asked questions

What does SWIFT/BIC code LOYDGB2L stand for?

LOYDGB2L is the unique SWIFT/BIC code identifying LLOYDS BANK PLC in UNITED KINGDOM. The first four characters (LOYD) are the institution code; the next two (GB) are the ISO 3166-1 country code for United Kingdom; the next two (2L) are the location code; no branch code is present, so this BIC addresses the head office.

How do I track a payment sent to LLOYDS BANK PLC?

Use the Ohmyfin SWIFT tracker on the homepage. Paste the UETR (field 121) or the payment reference (field 20) and Ohmyfin returns the latest available SWIFT GPI status, including each correspondent bank the payment passed through on the way to LLOYDS BANK PLC.

Is LOYDGB2L an 8-character or 11-character BIC?

LOYDGB2L is 8 characters long — head-office BIC (8-char). An 8-character BIC identifies the bank's head office; an 11-character BIC identifies a specific branch. Both are valid in MT103 field 57A.

What currency does LLOYDS BANK PLC settle in?

LLOYDS BANK PLC's primary settlement currency is GBP (British Pound). GBP clears via CHAPS. CHAPS same day; international SWIFT 1-2 days.

How long does a SWIFT payment to UNITED KINGDOM take?

Same day GBP via CHAPS; 1-2 days for international SWIFT. Settlement system: CHAPS. UK clearing cut-off ~16:00 GMT.

Why might a payment to LLOYDS BANK PLC be delayed?

Most delays at the beneficiary bank come from sanctions/AML screening on the ordering customer, missing remittance information in field 70, or arrival after the local RTGS cut-off. Use Ohmyfin to see which hop is holding the payment so you can chase the right party.

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