Rastreador de Transferencias Remitly
Rastrea cualquier transferencia Remitly usando el Remitly Transaction ID. Si el proveedor no ofrece un rastreador público, te damos la ruta exacta de 4 pasos para encontrar tu estado en la app — nunca datos falsos. Ruta en la app: remitly.com o la app de Remitly → Transactions → toca la transferencia.
About Remitly
Why Remitly has no public tracker
Remitly is a regulated Money Service Business — by US Bank Secrecy Act and EU AMLD5 rules, transfer status is treated as KYC-protected customer data. Remitly therefore binds every status query to the sender's authenticated session and never exposes a lookup-by-reference endpoint, even with the sender's name and date of birth. The closest thing to a public tracker is the personalised tracking link that Remitly emails the receiver (token-signed, one-recipient) — that link does NOT require a Remitly login but it is unique per transfer and cannot be reverse-engineered from the transaction ID.
Step-by-step: find your Remitly transfer
- Open remitly.com (or launch the Remitly app on iOS / Android) and sign in with the email and password the sender used.
- Tap "Transactions" in the bottom nav (or "Activity" on the web). The most recent transfer is at the top.
- Tap the transfer to expand it. The timeline shows every state Remitly knows: Funds received → In transit → Delivered. If there is an "Action needed" banner at the top, follow it — that is by far the most common reason a Remitly transfer is delayed.
- If the receiver cannot find the funds even though the timeline says Delivered, tap "Help with this transfer" → "Where are the funds?" — Remitly will open a chat with a specialist who can ping the payout partner directly.
Common reasons a Remitly transfer is delayed
Typical Remitly delivery times by corridor
| Corridor / payout method | Typical time |
|---|---|
| Express — US → Mexico, Philippines, India, Colombia, Peru | Minutes (under 5 min for ~80% of Express transfers) |
| Express — US → Vietnam, Ecuador, El Salvador, Guatemala, Honduras | 15 minutes to 1 hour |
| Express — UK → India, Pakistan, Bangladesh, Nigeria, Kenya, Ghana | Minutes for mobile wallet; up to 2 hours for cash pickup |
| Economy — any corridor, ACH-funded from US bank account | 3–5 business days (waiting for ACH settlement) |
| Bank deposit — Eurozone destinations | Same business day if sent before 14:00 local EU time |
| High-risk corridor (Pakistan, Nigeria, Venezuela, Lebanon) — first transfer | Up to 24 hours pending KYC; subsequent transfers minutes-to-hours |
Fees & FX
Remitly publishes the exact fee + FX rate before you confirm — there is no hidden margin. Express transfers cost USD 2.99–4.99 in fees on top of a 0.5%–1.5% FX margin. Economy transfers are free in most corridors above a corridor-specific threshold (typically USD 1,000) and the FX margin drops to 0.3%–0.8%. First-time senders get a promotional zero-fee + better-than-mid-market rate on their first transfer (usually limited to USD 500). Card-funded transfers add a 1.5%–3% card surcharge depending on issuer.
Does Remitly use SWIFT?
Remitly does NOT touch the SWIFT network for payouts. Money moves through Remitly's pre-funded partner accounts — when you send USD from the US to Mexico, Remitly debits the sender's US bank/card via local ACH or card rails, then a Remitly Mexico subsidiary credits the receiver's account from a pre-funded peso pool. The net inter-Remitly settlement happens once or twice a day over correspondent banks, but the customer transfer itself never carries a UETR. The only exception is Remitly Business wires above USD 50,000 for some corridors, which can route over SWIFT — in that case you can track the SWIFT leg by UETR on the OhMyFin homepage.
Remitly official support channels
Remitly scam warning
Qué significa cada estado
| Autorizado / Fondos recibidos | El proveedor ha confirmado el pago del remitente y ha puesto la transferencia en cola. |
| En curso / En tránsito | El proveedor está procesando o enrutando los fondos al receptor. |
| Listo para recoger | Transferencias en efectivo esperando que el receptor las recoja en el agente. |
| Entregado / Recibido / Completado | El receptor tiene los fondos en su cuenta, billetera o en efectivo en mano. |
| Acción requerida / Retenido | El remitente debe actuar — normalmente subida de ID, pregunta sobre origen de fondos o caída del socio pagador. |
Preguntas frecuentes
¿Puedo rastrear una transferencia Remitly sin iniciar sesión?
No. Remitly no tiene un rastreador público. El estado solo es visible para el remitente registrado en remitly.com o en la app de Remitly. El receptor puede usar el enlace del correo de confirmación — funciona sin iniciar sesión en Remitly.
¿Qué significan los estados de Remitly?
"Funds received" = Remitly confirmó el pago del remitente. "In transit" = Remitly ha enviado el pago al banco/billetera/socio de efectivo del receptor. "Delivered" = el receptor tiene los fondos.
Mi transferencia Remitly está atascada — ¿y ahora?
Inicia sesión como remitente, abre la transferencia y busca el banner "Action needed" — Remitly casi siempre indica qué falta (subida de ID, origen de fondos, caída del socio de pago). Si no aparece nada, el chat de remitly.com es el canal más rápido.
¿OhMyFin tiene acceso a mi cuenta Remitly?
No. No tenemos acceso a la API de Remitly. Esta página es solo una guía de estado — nunca pedimos tu contraseña de Remitly.