Suivi des transferts Remitly
Suivez n'importe quel transfert Remitly grâce au Remitly Transaction ID. Si le prestataire n'expose pas de suivi public, nous vous indiquons le chemin précis en 4 étapes dans l'application — jamais de fausses données. Chemin dans l'app : remitly.com ou l'app Remitly → Transactions → appuyez sur le transfert.
About Remitly
Why Remitly has no public tracker
Remitly is a regulated Money Service Business — by US Bank Secrecy Act and EU AMLD5 rules, transfer status is treated as KYC-protected customer data. Remitly therefore binds every status query to the sender's authenticated session and never exposes a lookup-by-reference endpoint, even with the sender's name and date of birth. The closest thing to a public tracker is the personalised tracking link that Remitly emails the receiver (token-signed, one-recipient) — that link does NOT require a Remitly login but it is unique per transfer and cannot be reverse-engineered from the transaction ID.
Step-by-step: find your Remitly transfer
- Open remitly.com (or launch the Remitly app on iOS / Android) and sign in with the email and password the sender used.
- Tap "Transactions" in the bottom nav (or "Activity" on the web). The most recent transfer is at the top.
- Tap the transfer to expand it. The timeline shows every state Remitly knows: Funds received → In transit → Delivered. If there is an "Action needed" banner at the top, follow it — that is by far the most common reason a Remitly transfer is delayed.
- If the receiver cannot find the funds even though the timeline says Delivered, tap "Help with this transfer" → "Where are the funds?" — Remitly will open a chat with a specialist who can ping the payout partner directly.
Common reasons a Remitly transfer is delayed
Typical Remitly delivery times by corridor
| Corridor / payout method | Typical time |
|---|---|
| Express — US → Mexico, Philippines, India, Colombia, Peru | Minutes (under 5 min for ~80% of Express transfers) |
| Express — US → Vietnam, Ecuador, El Salvador, Guatemala, Honduras | 15 minutes to 1 hour |
| Express — UK → India, Pakistan, Bangladesh, Nigeria, Kenya, Ghana | Minutes for mobile wallet; up to 2 hours for cash pickup |
| Economy — any corridor, ACH-funded from US bank account | 3–5 business days (waiting for ACH settlement) |
| Bank deposit — Eurozone destinations | Same business day if sent before 14:00 local EU time |
| High-risk corridor (Pakistan, Nigeria, Venezuela, Lebanon) — first transfer | Up to 24 hours pending KYC; subsequent transfers minutes-to-hours |
Fees & FX
Remitly publishes the exact fee + FX rate before you confirm — there is no hidden margin. Express transfers cost USD 2.99–4.99 in fees on top of a 0.5%–1.5% FX margin. Economy transfers are free in most corridors above a corridor-specific threshold (typically USD 1,000) and the FX margin drops to 0.3%–0.8%. First-time senders get a promotional zero-fee + better-than-mid-market rate on their first transfer (usually limited to USD 500). Card-funded transfers add a 1.5%–3% card surcharge depending on issuer.
Does Remitly use SWIFT?
Remitly does NOT touch the SWIFT network for payouts. Money moves through Remitly's pre-funded partner accounts — when you send USD from the US to Mexico, Remitly debits the sender's US bank/card via local ACH or card rails, then a Remitly Mexico subsidiary credits the receiver's account from a pre-funded peso pool. The net inter-Remitly settlement happens once or twice a day over correspondent banks, but the customer transfer itself never carries a UETR. The only exception is Remitly Business wires above USD 50,000 for some corridors, which can route over SWIFT — in that case you can track the SWIFT leg by UETR on the OhMyFin homepage.
Remitly official support channels
Remitly scam warning
Ce que signifie chaque statut
| Autorisé / Fonds reçus | Le prestataire a confirmé le paiement de l'expéditeur et a mis le transfert en file d'attente. |
| En cours / En transit | Le prestataire traite ou achemine les fonds vers le bénéficiaire. |
| Prêt à retirer | Transferts en espèces en attente du retrait par le bénéficiaire chez l'agent. |
| Livré / Reçu / Terminé | Le bénéficiaire a les fonds sur son compte, son portefeuille ou en espèces. |
| Action requise / Retenu | L'expéditeur doit agir — généralement téléversement de pièce d'identité, question sur l'origine des fonds ou panne du partenaire de paiement. |
Questions fréquentes
Puis-je suivre un transfert Remitly sans me connecter ?
Non. Remitly n'a pas de tracker public. Le statut n'est visible que par l'expéditeur connecté sur remitly.com ou dans l'app Remitly. Le bénéficiaire peut utiliser le lien dans l'e-mail de confirmation — il affiche le statut en direct sans connexion Remitly.
Que signifient les statuts Remitly ?
"Funds received" = Remitly a confirmé le paiement de l'expéditeur. "In transit" = Remitly a envoyé les fonds vers la banque/le portefeuille/le partenaire cash du bénéficiaire. "Delivered" = le bénéficiaire a les fonds.
Mon transfert Remitly est bloqué — que faire ?
Connectez-vous en tant qu'expéditeur, ouvrez le transfert et cherchez la bannière "Action needed" — Remitly indique presque toujours ce qui manque (téléversement d'identité, origine des fonds, panne du partenaire). Si rien n'apparaît, le chat sur remitly.com est le canal le plus rapide.
OhMyFin a-t-il accès à mon compte Remitly ?
Non. Nous n'avons aucun accès API à Remitly. Cette page est purement un guide de statut — nous ne demandons jamais votre mot de passe Remitly.