Rastreador de Transferências Remitly
Rastreie qualquer transferência Remitly usando o Remitly Transaction ID. Se o provedor não tiver rastreador público, mostramos o caminho exato de 4 passos para encontrar o status no app — nunca dados falsos. Caminho no app: remitly.com ou a app Remitly → Transactions → toque na transferência.
About Remitly
Why Remitly has no public tracker
Remitly is a regulated Money Service Business — by US Bank Secrecy Act and EU AMLD5 rules, transfer status is treated as KYC-protected customer data. Remitly therefore binds every status query to the sender's authenticated session and never exposes a lookup-by-reference endpoint, even with the sender's name and date of birth. The closest thing to a public tracker is the personalised tracking link that Remitly emails the receiver (token-signed, one-recipient) — that link does NOT require a Remitly login but it is unique per transfer and cannot be reverse-engineered from the transaction ID.
Step-by-step: find your Remitly transfer
- Open remitly.com (or launch the Remitly app on iOS / Android) and sign in with the email and password the sender used.
- Tap "Transactions" in the bottom nav (or "Activity" on the web). The most recent transfer is at the top.
- Tap the transfer to expand it. The timeline shows every state Remitly knows: Funds received → In transit → Delivered. If there is an "Action needed" banner at the top, follow it — that is by far the most common reason a Remitly transfer is delayed.
- If the receiver cannot find the funds even though the timeline says Delivered, tap "Help with this transfer" → "Where are the funds?" — Remitly will open a chat with a specialist who can ping the payout partner directly.
Common reasons a Remitly transfer is delayed
Typical Remitly delivery times by corridor
| Corridor / payout method | Typical time |
|---|---|
| Express — US → Mexico, Philippines, India, Colombia, Peru | Minutes (under 5 min for ~80% of Express transfers) |
| Express — US → Vietnam, Ecuador, El Salvador, Guatemala, Honduras | 15 minutes to 1 hour |
| Express — UK → India, Pakistan, Bangladesh, Nigeria, Kenya, Ghana | Minutes for mobile wallet; up to 2 hours for cash pickup |
| Economy — any corridor, ACH-funded from US bank account | 3–5 business days (waiting for ACH settlement) |
| Bank deposit — Eurozone destinations | Same business day if sent before 14:00 local EU time |
| High-risk corridor (Pakistan, Nigeria, Venezuela, Lebanon) — first transfer | Up to 24 hours pending KYC; subsequent transfers minutes-to-hours |
Fees & FX
Remitly publishes the exact fee + FX rate before you confirm — there is no hidden margin. Express transfers cost USD 2.99–4.99 in fees on top of a 0.5%–1.5% FX margin. Economy transfers are free in most corridors above a corridor-specific threshold (typically USD 1,000) and the FX margin drops to 0.3%–0.8%. First-time senders get a promotional zero-fee + better-than-mid-market rate on their first transfer (usually limited to USD 500). Card-funded transfers add a 1.5%–3% card surcharge depending on issuer.
Does Remitly use SWIFT?
Remitly does NOT touch the SWIFT network for payouts. Money moves through Remitly's pre-funded partner accounts — when you send USD from the US to Mexico, Remitly debits the sender's US bank/card via local ACH or card rails, then a Remitly Mexico subsidiary credits the receiver's account from a pre-funded peso pool. The net inter-Remitly settlement happens once or twice a day over correspondent banks, but the customer transfer itself never carries a UETR. The only exception is Remitly Business wires above USD 50,000 for some corridors, which can route over SWIFT — in that case you can track the SWIFT leg by UETR on the OhMyFin homepage.
Remitly official support channels
Remitly scam warning
O que cada status significa
| Autorizado / Fundos recebidos | O provedor confirmou o pagamento do remetente e colocou a transferência em fila. |
| Em curso / Em trânsito | O provedor está a processar ou a encaminhar os fundos para o destinatário. |
| Pronto para levantamento | Transferências em dinheiro a aguardar que o destinatário levante junto do agente. |
| Entregue / Recebido / Concluído | O destinatário tem os fundos na sua conta, carteira ou em dinheiro. |
| Ação necessária / Retido | O remetente tem de agir — normalmente envio de ID, pergunta sobre origem dos fundos ou indisponibilidade do parceiro de pagamento. |
Perguntas frequentes
Posso rastrear uma transferência Remitly sem iniciar sessão?
Não. A Remitly não tem rastreador público. O estado só é visível para o remetente autenticado em remitly.com ou na app Remitly. O destinatário pode usar o link no e-mail de confirmação — funciona sem iniciar sessão na Remitly.
O que significam os estados Remitly?
"Funds received" = a Remitly confirmou o pagamento do remetente. "In transit" = a Remitly enviou o pagamento ao banco/carteira/parceiro de dinheiro do destinatário. "Delivered" = o destinatário recebeu os fundos.
A minha transferência Remitly está bloqueada — e agora?
Inicie sessão como remetente, abra a transferência e procure o banner "Action needed" — a Remitly quase sempre mostra o que falta (envio de ID, origem dos fundos, indisponibilidade do parceiro). Se não aparecer nada, o chat de remitly.com é o canal mais rápido.
A OhMyFin tem acesso à minha conta Remitly?
Não. Não temos acesso à API da Remitly. Esta página é apenas um guia de estado — nunca pedimos a sua palavra-passe Remitly.