CAPITAL ONE,N.A.

HIBKUS44

CAPITAL ONE,N.A. is identified on the SWIFT network by the BIC code HIBKUS44, registered in UNITED STATES (NEW ORLEANS, LA), settling primarily in USD. International wire transfers routed through this institution can be tracked free of charge by pasting your UETR or payment reference below.

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BIC structure (ISO 9362)

InstitutionCountryLocation
HIBKUS — United States44 (test/non-live BIC)
SWIFT/BICHIBKUS44 (head office, 8-char)
BankCAPITAL ONE,N.A.
CountryUNITED STATES (ISO US)
CityNEW ORLEANS, LA
Address313 CARONDELET STREET
Primary currencyUSD (inferred from country)
USD (US Dollar) settlement: clears via Fedwire / CHIPS. Same business day for SWIFT GPI; 1-2 days otherwise.
Corridor timing to UNITED STATES: Same day for SWIFT GPI USD if before Fedwire cut-off (18:00 ET). Settlement system: Fedwire / CHIPS. US correspondent banks are uniformly GPI-enabled.
Track a payment through CAPITAL ONE,N.A. — free

About this SWIFT/BIC code

The SWIFT/BIC (Business Identifier Code) is the international standard ISO 9362 for identifying financial institutions in cross-border payments. HIBKUS44 uniquely identifies CAPITAL ONE,N.A. in UNITED STATES on the SWIFT network and is used as the routing identifier in field 57A of an MT103 message (or the equivalent BICFI element in an ISO 20022 pacs.008).

Because HIBKUS44 is an 8-character BIC, it addresses the head office. Branch-level BICs append three additional characters (for example, HIBKUS44XXX for the primary office) and are used when a specific branch must be addressed.

Payments routed through CAPITAL ONE,N.A. can be tracked end-to-end via SWIFT GPI when both the sender and receiver are GPI-enabled. Ohmyfin provides free public lookup of any UETR — paste yours on the homepage to see the latest available status, including which correspondent banks the payment has passed through.

Other banks in UNITED STATES

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Frequently asked questions

What does SWIFT/BIC code HIBKUS44 stand for?

HIBKUS44 is the unique SWIFT/BIC code identifying CAPITAL ONE,N.A. in UNITED STATES. The first four characters (HIBK) are the institution code; the next two (US) are the ISO 3166-1 country code for United States; the next two (44) are the location code; no branch code is present, so this BIC addresses the head office.

How do I track a payment sent to CAPITAL ONE,N.A.?

Use the Ohmyfin SWIFT tracker on the homepage. Paste the UETR (field 121) or the payment reference (field 20) and Ohmyfin returns the latest available SWIFT GPI status, including each correspondent bank the payment passed through on the way to CAPITAL ONE,N.A..

Is HIBKUS44 an 8-character or 11-character BIC?

HIBKUS44 is 8 characters long — head-office BIC (8-char). An 8-character BIC identifies the bank's head office; an 11-character BIC identifies a specific branch. Both are valid in MT103 field 57A.

What currency does CAPITAL ONE,N.A. settle in?

CAPITAL ONE,N.A.'s primary settlement currency is USD (US Dollar). USD clears via Fedwire / CHIPS. Same business day for SWIFT GPI; 1-2 days otherwise.

How long does a SWIFT payment to UNITED STATES take?

Same day for SWIFT GPI USD if before Fedwire cut-off (18:00 ET). Settlement system: Fedwire / CHIPS. US correspondent banks are uniformly GPI-enabled.

Why might a payment to CAPITAL ONE,N.A. be delayed?

Most delays at the beneficiary bank come from sanctions/AML screening on the ordering customer, missing remittance information in field 70, or arrival after the local RTGS cut-off. Use Ohmyfin to see which hop is holding the payment so you can chase the right party.

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