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US Dollar (USD) is the currency of United States, issued by the Federal Reserve. Track any USD cross-border SWIFT payment free with Ohmyfin — paste your UETR or bank reference to see the live status.
USD wires usually clear via Fedwire or CHIPS through US correspondent banks. SWIFT GPI tracking is supported by all major US banks.
Typical processing time: Same business day for GPI; 1-2 business days otherwise.
On a SWIFT MT103, the USD amount appears in field 32A together with the value date. The currency code is part of the ISO 4217 standard, so "USD" means the same thing in every bank in the world.
If your USD payment is missing or stuck, the most common reasons are correspondent-bank cut-off times, sanctions screening on the beneficiary or originator, or a missing field on the MT103 (purpose-of-payment, beneficiary address). Ohmyfin shows you exactly where the payment is in the chain.
| ISO 4217 code | USD |
|---|---|
| Full name | US Dollar |
| Country / region | United States |
| Central bank | Federal Reserve |
| Typical SWIFT speed | Same business day for GPI; 1-2 business days otherwise. |
| RTGS / clearing system | Fedwire (Federal Reserve) |
|---|---|
| Daily cut-off (local) | 18:00 ET |
| Next major holidays | Memorial Day (last Mon May) Independence Day (4 Jul) Thanksgiving (4th Thu Nov) |
Same business day for GPI; 1-2 business days otherwise.
Yes — paste your UETR or MT103 reference and Ohmyfin returns the latest available SWIFT status of any USD payment, including which correspondent bank holds it.
The beneficiary IBAN or account number, the beneficiary bank BIC (SWIFT code), and the beneficiary name and address. For larger amounts, a purpose-of-payment code is usually required.
No card needed. Free for ordinary users — 5 IP-based lookups per day, plus 100 credits instantly when you sign up with email. Use them on any international wire across 11,000+ banks.
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