SWIFT payment tracking guides

Choose the guide that matches what you have: a UETR, an MT103 document, or a GPI status that needs interpretation. Each guide explains the evidence to check and the next action to take.

Track a SWIFT payment by UETR

Check a SWIFT payment using its 36-character UETR. Learn where to find the reference, validate its format, and understand each returned status.

Track a payment from an MT103

Use an MT103 copy to find the correct UETR, distinguish it from field 20, and check the latest available SWIFT payment status.

Check a SWIFT GPI payment status

Track a SWIFT GPI payment and understand processing, hold, rejection, and credit statuses, with practical next steps for delayed transfers.