FTBCUS3C
FIFTH THIRD BANK, NATIONAL ASSOCIATION is identified on the SWIFT network by the BIC code FTBCUS3C, registered in UNITED STATES (CINCINNATI, OH), settling primarily in USD. International wire transfers routed through this institution can be tracked free of charge by pasting your UETR or payment reference below.
| Institution | Country | Location |
|---|---|---|
| FTBC | US — United States | 3C (test/non-live BIC) |
| SWIFT/BIC | FTBCUS3C (head office, 8-char) |
|---|---|
| Bank | FIFTH THIRD BANK, NATIONAL ASSOCIATION |
| Country | UNITED STATES (ISO US) |
| City | CINCINNATI, OH |
| Address | 38 FOUNTAIN SQUARE PLAZA |
| Primary currency | USD (inferred from country) |
The SWIFT/BIC (Business Identifier Code) is the international standard ISO 9362 for identifying financial institutions in cross-border payments. FTBCUS3C uniquely identifies FIFTH THIRD BANK, NATIONAL ASSOCIATION in UNITED STATES on the SWIFT network and is used as the routing identifier in field 57A of an MT103 message (or the equivalent BICFI element in an ISO 20022 pacs.008).
Because FTBCUS3C is an 8-character BIC, it addresses the head office. Branch-level BICs append three additional characters (for example, FTBCUS3CXXX for the primary office) and are used when a specific branch must be addressed.
Payments routed through FIFTH THIRD BANK, NATIONAL ASSOCIATION can be tracked end-to-end via SWIFT GPI when both the sender and receiver are GPI-enabled. Ohmyfin provides free public lookup of any UETR — paste yours on the homepage to see the latest available status, including which correspondent banks the payment has passed through.
BOFAUS3NCITIUS33XXXCITIUS33SBHDUS33XXXMRMDUS33CHASUS33MSNYUS33IRVTUS3NView all banks in UNITED STATES →
FTBCUS3C is the unique SWIFT/BIC code identifying FIFTH THIRD BANK, NATIONAL ASSOCIATION in UNITED STATES. The first four characters (FTBC) are the institution code; the next two (US) are the ISO 3166-1 country code for United States; the next two (3C) are the location code; no branch code is present, so this BIC addresses the head office.
Use the Ohmyfin SWIFT tracker on the homepage. Paste the UETR (field 121) or the payment reference (field 20) and Ohmyfin returns the latest available SWIFT GPI status, including each correspondent bank the payment passed through on the way to FIFTH THIRD BANK, NATIONAL ASSOCIATION.
FTBCUS3C is 8 characters long — head-office BIC (8-char). An 8-character BIC identifies the bank's head office; an 11-character BIC identifies a specific branch. Both are valid in MT103 field 57A.
FIFTH THIRD BANK, NATIONAL ASSOCIATION's primary settlement currency is USD (US Dollar). USD clears via Fedwire / CHIPS. Same business day for SWIFT GPI; 1-2 days otherwise.
Same day for SWIFT GPI USD if before Fedwire cut-off (18:00 ET). Settlement system: Fedwire / CHIPS. US correspondent banks are uniformly GPI-enabled.
Most delays at the beneficiary bank come from sanctions/AML screening on the ordering customer, missing remittance information in field 70, or arrival after the local RTGS cut-off. Use Ohmyfin to see which hop is holding the payment so you can chase the right party.