WESTPAC BANKING CORPORATION

WPACAU2S

WESTPAC BANKING CORPORATION is identified on the SWIFT network by the BIC code WPACAU2S, registered in AUSTRALIA (SYDNEY), settling primarily in AUD. International wire transfers routed through this institution can be tracked free of charge by pasting your UETR or payment reference below.

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BIC structure (ISO 9362)

InstitutionCountryLocation
WPACAU — Australia2S (test/non-live BIC)
SWIFT/BICWPACAU2S (head office, 8-char)
BankWESTPAC BANKING CORPORATION
CountryAUSTRALIA (ISO AU)
CitySYDNEY
AddressFLOOR 1, WESTPAC PLACE, 275 KENT STREET
Primary currencyAUD (inferred from country)
AUD (Australian Dollar) settlement: clears via RITS. Same day intra-Australia; 1-2 days international.
Corridor timing to AUSTRALIA: 1-2 business days; Sydney cut-off ~16:00 AEST. Settlement system: RITS. CBA/ANZ/NAB/Westpac are GPI-enabled.
Track a payment through WESTPAC BANKING CORPORATION — free

About this SWIFT/BIC code

The SWIFT/BIC (Business Identifier Code) is the international standard ISO 9362 for identifying financial institutions in cross-border payments. WPACAU2S uniquely identifies WESTPAC BANKING CORPORATION in AUSTRALIA on the SWIFT network and is used as the routing identifier in field 57A of an MT103 message (or the equivalent BICFI element in an ISO 20022 pacs.008).

Because WPACAU2S is an 8-character BIC, it addresses the head office. Branch-level BICs append three additional characters (for example, WPACAU2SXXX for the primary office) and are used when a specific branch must be addressed.

Payments routed through WESTPAC BANKING CORPORATION can be tracked end-to-end via SWIFT GPI when both the sender and receiver are GPI-enabled. Ohmyfin provides free public lookup of any UETR — paste yours on the homepage to see the latest available status, including which correspondent banks the payment has passed through.

Other banks in AUSTRALIA

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Frequently asked questions

What does SWIFT/BIC code WPACAU2S stand for?

WPACAU2S is the unique SWIFT/BIC code identifying WESTPAC BANKING CORPORATION in AUSTRALIA. The first four characters (WPAC) are the institution code; the next two (AU) are the ISO 3166-1 country code for Australia; the next two (2S) are the location code; no branch code is present, so this BIC addresses the head office.

How do I track a payment sent to WESTPAC BANKING CORPORATION?

Use the Ohmyfin SWIFT tracker on the homepage. Paste the UETR (field 121) or the payment reference (field 20) and Ohmyfin returns the latest available SWIFT GPI status, including each correspondent bank the payment passed through on the way to WESTPAC BANKING CORPORATION.

Is WPACAU2S an 8-character or 11-character BIC?

WPACAU2S is 8 characters long — head-office BIC (8-char). An 8-character BIC identifies the bank's head office; an 11-character BIC identifies a specific branch. Both are valid in MT103 field 57A.

What currency does WESTPAC BANKING CORPORATION settle in?

WESTPAC BANKING CORPORATION's primary settlement currency is AUD (Australian Dollar). AUD clears via RITS. Same day intra-Australia; 1-2 days international.

How long does a SWIFT payment to AUSTRALIA take?

1-2 business days; Sydney cut-off ~16:00 AEST. Settlement system: RITS. CBA/ANZ/NAB/Westpac are GPI-enabled.

Why might a payment to WESTPAC BANKING CORPORATION be delayed?

Most delays at the beneficiary bank come from sanctions/AML screening on the ordering customer, missing remittance information in field 70, or arrival after the local RTGS cut-off. Use Ohmyfin to see which hop is holding the payment so you can chase the right party.

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