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Australian Dollar (AUD) is the currency of Australia, issued by the Reserve Bank of Australia. Track any AUD cross-border SWIFT payment free with Ohmyfin — paste your UETR or bank reference to see the live status.
AUD settles via the RITS RTGS system. Cross-border AUD uses SWIFT MT103 through ANZ, CBA, NAB or Westpac.
Typical processing time: Same day intra-Australia; 1-2 days international.
On a SWIFT MT103, the AUD amount appears in field 32A together with the value date. The currency code is part of the ISO 4217 standard, so "AUD" means the same thing in every bank in the world.
If your AUD payment is missing or stuck, the most common reasons are correspondent-bank cut-off times, sanctions screening on the beneficiary or originator, or a missing field on the MT103 (purpose-of-payment, beneficiary address). Ohmyfin shows you exactly where the payment is in the chain.
| ISO 4217 code | AUD |
|---|---|
| Full name | Australian Dollar |
| Country / region | Australia |
| Central bank | Reserve Bank of Australia |
| Typical SWIFT speed | Same day intra-Australia; 1-2 days international. |
| RTGS / clearing system | RITS (RBA) |
|---|---|
| Daily cut-off (local) | 18:30 AEST |
| Next major holidays | Australia Day (26 Jan) ANZAC Day (25 Apr) Queen's Birthday (2nd Mon Jun) |
Same day intra-Australia; 1-2 days international.
Yes — paste your UETR or MT103 reference and Ohmyfin returns the latest available SWIFT status of any AUD payment, including which correspondent bank holds it.
The beneficiary IBAN or account number, the beneficiary bank BIC (SWIFT code), and the beneficiary name and address. For larger amounts, a purpose-of-payment code is usually required.
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