ZHEJIANG YIWU RURAL COMMERCIAL BANK CO.,LTD

YWBKCN2XXXX

ZHEJIANG YIWU RURAL COMMERCIAL BANK CO.,LTD is identified on the SWIFT network by the BIC code YWBKCN2XXXX, registered in CHINA (JINHUA), settling primarily in CNY. International wire transfers routed through this institution can be tracked free of charge by pasting your UETR or payment reference below.

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BIC structure (ISO 9362)

InstitutionCountryLocationBranch
YWBKCN — China2X (test/non-live BIC)XXX (primary office)
SWIFT/BICYWBKCN2XXXX (branch, 11-char)
BankZHEJIANG YIWU RURAL COMMERCIAL BANK CO.,LTD
CountryCHINA (ISO CN)
CityJINHUA
Address677 CHENGBEI ROAD, FUTIAN DISTRICT
Primary currencyCNY (inferred from country)
CNY (Chinese Yuan (Onshore)) settlement: clears via CIPS + PBoC. 1-3 business days.
Corridor timing to CHINA: 1-3 business days due to CIPS and PBoC screening. Settlement system: CIPS. Onshore CNY restricted; CNH is freer.
Track a payment through ZHEJIANG YIWU RURAL COMMERCIAL BANK CO.,LTD — free

About this SWIFT/BIC code

The SWIFT/BIC (Business Identifier Code) is the international standard ISO 9362 for identifying financial institutions in cross-border payments. YWBKCN2XXXX uniquely identifies ZHEJIANG YIWU RURAL COMMERCIAL BANK CO.,LTD in CHINA on the SWIFT network and is used as the routing identifier in field 57A of an MT103 message (or the equivalent BICFI element in an ISO 20022 pacs.008).

Because YWBKCN2XXXX is an 11-character BIC, the trailing XXX identifies a specific branch within ZHEJIANG YIWU RURAL COMMERCIAL BANK CO.,LTD. The corresponding 8-character head-office BIC is YWBKCN2X.

Payments routed through ZHEJIANG YIWU RURAL COMMERCIAL BANK CO.,LTD can be tracked end-to-end via SWIFT GPI when both the sender and receiver are GPI-enabled. Ohmyfin provides free public lookup of any UETR — paste yours on the homepage to see the latest available status, including which correspondent banks the payment has passed through.

Other banks in CHINA

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Frequently asked questions

What does SWIFT/BIC code YWBKCN2XXXX stand for?

YWBKCN2XXXX is the unique SWIFT/BIC code identifying ZHEJIANG YIWU RURAL COMMERCIAL BANK CO.,LTD in CHINA. The first four characters (YWBK) are the institution code; the next two (CN) are the ISO 3166-1 country code for China; the next two (2X) are the location code; the final three (XXX) are the branch code.

How do I track a payment sent to ZHEJIANG YIWU RURAL COMMERCIAL BANK CO.,LTD?

Use the Ohmyfin SWIFT tracker on the homepage. Paste the UETR (field 121) or the payment reference (field 20) and Ohmyfin returns the latest available SWIFT GPI status, including each correspondent bank the payment passed through on the way to ZHEJIANG YIWU RURAL COMMERCIAL BANK CO.,LTD.

Is YWBKCN2XXXX an 8-character or 11-character BIC?

YWBKCN2XXXX is 11 characters long — primary office. An 8-character BIC identifies the bank's head office; an 11-character BIC identifies a specific branch. Both are valid in MT103 field 57A.

What currency does ZHEJIANG YIWU RURAL COMMERCIAL BANK CO.,LTD settle in?

ZHEJIANG YIWU RURAL COMMERCIAL BANK CO.,LTD's primary settlement currency is CNY (Chinese Yuan (Onshore)). CNY clears via CIPS + PBoC. 1-3 business days.

How long does a SWIFT payment to CHINA take?

1-3 business days due to CIPS and PBoC screening. Settlement system: CIPS. Onshore CNY restricted; CNH is freer.

Why might a payment to ZHEJIANG YIWU RURAL COMMERCIAL BANK CO.,LTD be delayed?

Most delays at the beneficiary bank come from sanctions/AML screening on the ordering customer, missing remittance information in field 70, or arrival after the local RTGS cut-off. Use Ohmyfin to see which hop is holding the payment so you can chase the right party.

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