Track CNY (Chinese Yuan (Onshore)) International Payments

Chinese Yuan (Onshore) (CNY) is the currency of China, issued by the People's Bank of China. Track any CNY cross-border SWIFT payment free with Ohmyfin — paste your UETR or bank reference to see the live status.

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1UETR (Unique End-to-End Transaction Reference) What is a UETR?

36-character UUID from your MT103 field 121 or pacs.008 <UETR> tag. Where to find it →

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Details

Onshore CNY (CNY) is restricted; cross-border RMB payments use CIPS (Cross-border Interbank Payment System) plus SWIFT messaging.

Typical processing time: 1-3 business days due to CIPS routing and PBoC checks.

On a SWIFT MT103, the CNY amount appears in field 32A together with the value date. The currency code is part of the ISO 4217 standard, so "CNY" means the same thing in every bank in the world.

If your CNY payment is missing or stuck, the most common reasons are correspondent-bank cut-off times, sanctions screening on the beneficiary or originator, or a missing field on the MT103 (purpose-of-payment, beneficiary address). Ohmyfin shows you exactly where the payment is in the chain.

Quick facts

At-a-glance specifications
ISO 4217 code	CNY
Full name	Chinese Yuan (Onshore)
Country / region	China
Central bank	People's Bank of China
Typical SWIFT speed	1-3 business days due to CIPS routing and PBoC checks.

Cut-off & upcoming holidays

Cut-off times and upcoming holidays
RTGS / clearing system	CIPS / CNAPS (PBoC)
Daily cut-off (local)	17:00 CST
Next major holidays	Spring Festival (7 days late Jan/early Feb) Labour Day (1-5 May) National Day (1-7 Oct)

Key facts

ISO 4217 code: CNY
Issued by: People's Bank of China
Country / region: China
Typical SWIFT speed: 1-3 business days due to CIPS routing and PBoC checks.
Tracked free on Ohmyfin via UETR or bank reference

Frequently asked questions

How long does a CNY SWIFT payment take?

1-3 business days due to CIPS routing and PBoC checks.

Can Ohmyfin track CNY payments?

Yes — paste your UETR or MT103 reference and Ohmyfin returns the latest available SWIFT status of any CNY payment, including which correspondent bank holds it.

What do I need to send a CNY payment?

The beneficiary IBAN or account number, the beneficiary bank BIC (SWIFT code), and the beneficiary name and address. For larger amounts, a purpose-of-payment code is usually required.

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SWIFT, SWIFTNet, SWIFT GPI, SWIFT Go, UETR, BIC, MT, MX, FIN, pacs.008, pacs.009, camt, ISO 20022 and related message-type identifiers, codes and logos are trademarks, service marks or registered marks of Society for Worldwide Interbank Financial Telecommunication SCRL (S.W.I.F.T. SC), with registered office at Avenue Adèle 1, 1310 La Hulpe, Belgium, and/or ISO 20022 Registration Authority. IBAN is published under ISO 13616. Visa, Mastercard, SEPA, Fedwire, FedNow, CHAPS, TARGET2, RTGS and all bank names, brand names, BIC codes and logos referenced on this site are the property of their respective owners and are used purely for descriptive and reference purposes under nominative fair use.

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We are not a bank, money-services business, payment institution, electronic-money issuer or settlement agent. We do not hold, transfer, send, receive, custody or settle funds. We do not initiate, modify, cancel, recall or release SWIFT or ISO 20022 payment messages. Information returned by our tools is provided on an “as-is” basis for informational and convenience purposes only and does not constitute financial, legal, regulatory or compliance advice. For binding confirmation, settlement status, value-date confirmation, refunds, recalls, investigations or any official record of a payment, customers must always contact their bank or licensed payment service provider directly.

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