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Chinese Yuan (Onshore) (CNY) is the currency of China, issued by the People's Bank of China. Track any CNY cross-border SWIFT payment free with Ohmyfin — paste your UETR or bank reference to see the live status.
Onshore CNY (CNY) is restricted; cross-border RMB payments use CIPS (Cross-border Interbank Payment System) plus SWIFT messaging.
Typical processing time: 1-3 business days due to CIPS routing and PBoC checks.
On a SWIFT MT103, the CNY amount appears in field 32A together with the value date. The currency code is part of the ISO 4217 standard, so "CNY" means the same thing in every bank in the world.
If your CNY payment is missing or stuck, the most common reasons are correspondent-bank cut-off times, sanctions screening on the beneficiary or originator, or a missing field on the MT103 (purpose-of-payment, beneficiary address). Ohmyfin shows you exactly where the payment is in the chain.
| ISO 4217 code | CNY |
|---|---|
| Full name | Chinese Yuan (Onshore) |
| Country / region | China |
| Central bank | People's Bank of China |
| Typical SWIFT speed | 1-3 business days due to CIPS routing and PBoC checks. |
| RTGS / clearing system | CIPS / CNAPS (PBoC) |
|---|---|
| Daily cut-off (local) | 17:00 CST |
| Next major holidays | Spring Festival (7 days late Jan/early Feb) Labour Day (1-5 May) National Day (1-7 Oct) |
1-3 business days due to CIPS routing and PBoC checks.
Yes — paste your UETR or MT103 reference and Ohmyfin returns the latest available SWIFT status of any CNY payment, including which correspondent bank holds it.
The beneficiary IBAN or account number, the beneficiary bank BIC (SWIFT code), and the beneficiary name and address. For larger amounts, a purpose-of-payment code is usually required.
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