Instarem Transfer Tracker — Status Guide
Instarem (a Nium brand) is a Singapore-headquartered international payment provider. Status is visible inside the Instarem account. International transfers typically route over SWIFT or Instarem's local rail partners.
What each status means
| Authorised / Funds received | Provider has confirmed the sender's payment and queued the transfer. |
| In progress / In transit | Provider is processing or routing the funds to the receiver. |
| Ready for pickup | Cash transfers waiting at the agent for the receiver to collect. |
| Delivered / Received / Completed | Receiver has the funds in their account, wallet or cash in hand. |
| Action needed / Held | Sender must take action — usually ID upload, source-of-funds question or payout-partner outage. |
Frequently asked questions
Can I track an Instarem transfer without signing in?
No. Sign-in to instarem.com is required. SWIFT legs can be tracked by UETR on OhMyFin free when an Instarem transfer routes over SWIFT.
How long does Instarem take?
0–2 business days for major corridors using local rails; 1–3 business days when SWIFT is used.
Instarem customer support?
instarem.com → Help → Contact us. Live chat from the dashboard is fastest.
Is the tracker free?
Yes — the status guide is free and unlimited.
Need to track a SWIFT/MT103/UETR payment? Use the free SWIFT GPI tracker