OFX Transfer Tracker — Status Guide
OFX (the Australian-headquartered FX & international payment provider) routes most transfers over SWIFT. Status is visible inside the OFX customer portal. The underlying SWIFT leg can be tracked by UETR on OhMyFin free.
What each status means
| Authorised / Funds received | Provider has confirmed the sender's payment and queued the transfer. |
| In progress / In transit | Provider is processing or routing the funds to the receiver. |
| Ready for pickup | Cash transfers waiting at the agent for the receiver to collect. |
| Delivered / Received / Completed | Receiver has the funds in their account, wallet or cash in hand. |
| Action needed / Held | Sender must take action — usually ID upload, source-of-funds question or payout-partner outage. |
Frequently asked questions
Can I track an OFX transfer without signing in?
No. OFX requires sign-in to its customer portal. The SWIFT leg of the transfer can be tracked by UETR on OhMyFin free.
How do I get the UETR for an OFX transfer?
Sign in to the OFX portal → open the transfer → look for the SWIFT reference or UETR (36-character UUID format). Paste into OhMyFin to track the bank leg.
How long does OFX take?
1–3 business days for major-corridor SWIFT transfers, longer for exotic currencies or first-time recipient verification.
OFX customer support?
Each region has its own number — see ofx.com → Contact us. Online chat is fastest for transfer-status queries.
Need to track a SWIFT/MT103/UETR payment? Use the free SWIFT GPI tracker