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Hong Kong's banking system runs on CHATS (HKD, USD, EUR, CNY multi-currency RTGS). The country's currency is the HKD. The major banks below handle the vast majority of inbound and outbound SWIFT payments to Hong Kong.
Hong Kong runs its domestic interbank settlement on CHATS (HKD, USD, EUR, CNY multi-currency RTGS). International SWIFT payments arrive at one of the major correspondents listed below before being credited via the domestic system.
Top banks in Hong Kong: HSBC Hong Kong (HSBCHKHHHKH, Hong Kong), Bank of China (Hong Kong) (BKCHHKHH, Hong Kong), Standard Chartered HK (SCBLHKHH, Hong Kong), Hang Seng Bank (HASEHKHH, Hong Kong).
HSBC Hong Kong — SWIFT/BIC HSBCHKHHHKH, headquartered in Hong Kong. Major HKD note-issuing bank; dominant in Asia.
Bank of China (Hong Kong) — SWIFT/BIC BKCHHKHH, headquartered in Hong Kong. Note-issuing bank; major CNH offshore clearer.
Standard Chartered HK — SWIFT/BIC SCBLHKHH, headquartered in Hong Kong. Note-issuing bank; trade and corporate focus.
Hang Seng Bank — SWIFT/BIC HASEHKHH, headquartered in Hong Kong. Major HK retail bank; HSBC subsidiary.
If you have sent or received a SWIFT payment routed through any of these banks, you can verify it for free on Ohmyfin. Paste the 36-character UETR (from your MT103 or pacs.008 confirmation) into the homepage tracker to see the latest available SWIFT status — settled, in flight, pending compliance, or rejected.
The largest banks in Hong Kong include HSBC Hong Kong, Bank of China (Hong Kong), Standard Chartered HK, Hang Seng Bank.
HSBC Hong Kong's primary SWIFT/BIC is HSBCHKHHHKH (head office in Hong Kong). Branches use 11-character extensions of this code.
CHATS (HKD, USD, EUR, CNY multi-currency RTGS)
Paste the UETR into the Ohmyfin tracker. You will see the latest available SWIFT status in seconds — including which correspondent bank in Hong Kong (or the international intermediary) is currently holding the payment.
No card needed. Free for ordinary users — 5 IP-based lookups per day, plus 100 credits instantly when you sign up with email. Use them on any international wire across 11,000+ banks.
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