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OFX is one of the original online FX brokers, focused on larger transfers (£1,000+) for individuals and businesses. Uses SWIFT for cross-border settlement so transfers do get UETRs. Most OFX transfers go via SWIFT — Ohmyfin is genuinely useful here. Get the UETR from OFX support and track live to see where in the correspondent chain your funds are.
What is OFX? OFX is one of the original online FX brokers, focused on larger transfers (£1,000+) for individuals and businesses. Uses SWIFT for cross-border settlement so transfers do get UETRs.
How OFX settles cross-border payments: Primarily SWIFT for international bank transfers; uses correspondent network for FX and settlement. This means OFX mostly uses SWIFT. Most OFX transfers settle as SWIFT bank wires — that's its core product.
Tracking a OFX transfer: OFX reference. UETR available via support for the SWIFT leg.
OFX pricing — £0 fee on most transfers; FX margin 0.4-1.5% (better on larger amounts).. Typical speed — 1-2 business days typically.. Coverage — 170+ countries, 50+ currencies..
Why Ohmyfin matters for OFX users: Most OFX transfers go via SWIFT — Ohmyfin is genuinely useful here. Get the UETR from OFX support and track live to see where in the correspondent chain your funds are. Ohmyfin is an independent payment-status search service — we are not affiliated with OFX in any way, and we do not need access to your OFX account. Free for ordinary users worldwide.
Yes — most OFX international transfers settle via SWIFT bank wires. Each transfer has a UETR that can be tracked.
Log into your OFX account online or contact support. They can provide the SWIFT MT103 reference and UETR for any transfer.
Lower FX margin on amounts >£10,000 (often 0.4-0.7% vs banks at 3-5%). No fixed fee, just FX margin.
1-2 business days typically. Could be longer for exotic corridors or if compliance screening flags the transfer.
Yes — regulated in 7 jurisdictions including ASIC (Australia), FCA (UK), FinCEN (US), MAS (Singapore). Public ASX-listed company.
Only if still in pre-release status. Once sent via SWIFT, recall depends on whether the receiving bank has credited.
For large amounts, OFX's FX margin is often better than Wise's percentage fee. Get quotes from both and compare total amount received.
Yes — businesses can lock in FX rates up to 12 months ahead. Useful for managing FX risk on planned future payments.
£250 / $250 typically; below that, dedicated app remittance services (Wise / Remitly) are usually cheaper.
Yes — 5 free SWIFT UETR lookups per IP per day, 100 credits with email signup.
No card needed. Free for ordinary users — 5 IP-based lookups per day, plus 100 credits instantly when you sign up with email. Use them on any international wire across 11,000+ banks.
Sign up free — get 100 credits Or try the tracker now →