WorldRemit — How to Track Your International Transfer

WorldRemit (now part of Zepz Group, which acquired Sendwave in 2021) specialises in diaspora corridors and mobile-wallet delivery. Strong in Africa (M-Pesa, MTN, Airtel Money) and Southeast Asia (GCash, Maya). Most WorldRemit transfers don't use SWIFT — they go to mobile wallets or via local rails. For bank-deposit transfers that DO use SWIFT, Ohmyfin shows the live status when WorldRemit's tracker stops at "Sent".

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36-character UUID from your MT103 field 121 or pacs.008 <UETR> tag. Where to find it →

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Details

What is WorldRemit? WorldRemit (now part of Zepz Group, which acquired Sendwave in 2021) specialises in diaspora corridors and mobile-wallet delivery. Strong in Africa (M-Pesa, MTN, Airtel Money) and Southeast Asia (GCash, Maya).

How WorldRemit settles cross-border payments: Local partner rails, mobile wallets, cash pickup. SWIFT for some bank-deposit corridors. This means WorldRemit sometimes uses SWIFT. Bank-deposit transfers to less-common corridors and high-value transfers.

Tracking a WorldRemit transfer: Transaction Reference (TX...) for internal tracking. UETR available for SWIFT-routed transfers.

WorldRemit pricing — Free to £4.99 per transfer + FX spread of 0.5-3%.. Typical speed — Minutes for mobile wallet / cash pickup; 1-3 business days for bank deposit.. Coverage — Send from 50+ countries, deliver to 130+..

Why Ohmyfin matters for WorldRemit users: Most WorldRemit transfers don't use SWIFT — they go to mobile wallets or via local rails. For bank-deposit transfers that DO use SWIFT, Ohmyfin shows the live status when WorldRemit's tracker stops at "Sent". Ohmyfin is an independent payment-status search service — we are not affiliated with WorldRemit in any way, and we do not need access to your WorldRemit account. Free for ordinary users worldwide.

Key facts

Category: Digital remittance (operating brand of Zepz, which also owns Sendwave)
Founded: 2010, London
HQ: London, United Kingdom (parent: Zepz)
Uses SWIFT: sometimes (Bank-deposit transfers to less-common corridors and high-value transfers)
Typical fees: Free to £4.99 per transfer + FX spread of 0.5-3%.
Typical speed: Minutes for mobile wallet / cash pickup; 1-3 business days for bank deposit.
Coverage: Send from 50+ countries, deliver to 130+.
Track on Ohmyfin: paste UETR on the homepage (free, no account needed)

Frequently asked questions

Does WorldRemit use SWIFT?

Only for some bank-deposit corridors. Most WorldRemit transfers go to mobile wallets (M-Pesa, GCash, bKash, MoMo) or via cash pickup — neither uses SWIFT.

How do I track a WorldRemit transfer?

Use the WorldRemit app with the Transaction Reference. For SWIFT-routed bank deposits, request the UETR from WorldRemit support and check on Ohmyfin.

What's the difference between WorldRemit Transaction Reference and UETR?

Transaction Reference is WorldRemit's internal ID for in-app tracking. UETR is the global SWIFT identifier used when the transfer actually settles via SWIFT. Most WorldRemit transfers don't have a UETR.

Is WorldRemit cheaper than Western Union?

Yes for digital app-based transfers, typically 40-60% cheaper. Western Union is often cheaper for in-person cash-to-cash transfers in remote locations.

Can WorldRemit deliver to M-Pesa?

Yes — Kenya, Tanzania, Mozambique, Ghana, Egypt, DRC etc. Mobile-wallet deliveries are typically instant and don't use SWIFT.

Why is my WorldRemit transfer delayed?

Mobile-wallet: usually a wallet KYC issue or destination network outage. Bank deposit (SWIFT): correspondent-bank screening or RTGS cut-off. Track the UETR on Ohmyfin if SWIFT-routed.

What is the WorldRemit transfer limit?

Depends on country and verification level — typically £5,000 per transfer for verified accounts, higher with enhanced KYC.

Can I cancel a WorldRemit transfer?

Yes if it's still "In Progress" — full refund. Once "Delivered", cancellation depends on the destination type. Bank deposits in flight (track UETR on Ohmyfin) can sometimes be recalled.

Are WorldRemit and Sendwave the same company?

Same parent (Zepz Group) but different brands and apps. Sendwave focuses on Africa with a free-or-very-cheap model; WorldRemit covers more global corridors.

Is Ohmyfin WorldRemit tracking free?

Yes for SWIFT-routed transfers with a UETR — completely free for individuals — 10 free trackings/day per IP, no signup, no card required.

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WorldRemit — How to Track Your International Transfer

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