SWIFT MT Message Reference — MT202COV, MT199, MT299, MT900, MT910, MT940, MT942, MT195, MT196 | Ohmyfin
Last reviewed: · Curated by Ohmyfin Organisation editorial.
Beyond MT103 and MT202, the SWIFT MT family includes a dozen specialised message types for cover payments, statements, investigations and free-format communications. These guides explain each one and how it relates to the payments you can track on Ohmyfin.
A–Z index — 12 entries
MT103 STP — Straight-Through Processing Variant
MT103 STP — Straight-Through Processing Variant explained: what it is, who uses it, when it is sent, and how Ohmyfin lets anyone track related SWIFT payments by
MT195 — Queries (Customer Payments)
MT195 — Queries (Customer Payments) explained: what it is, who uses it, when it is sent, and how Ohmyfin lets anyone track related SWIFT payments by UETR — free
MT196 — Answers (Customer Payments)
MT196 — Answers (Customer Payments) explained: what it is, who uses it, when it is sent, and how Ohmyfin lets anyone track related SWIFT payments by UETR — free
MT199 — Free-Format Customer Payment Message
MT199 — Free-Format Customer Payment Message explained: what it is, who uses it, when it is sent, and how Ohmyfin lets anyone track related SWIFT payments by UE
MT202COV — Cover Payment with Underlying Customer Details
MT202COV — Cover Payment with Underlying Customer Details explained: what it is, who uses it, when it is sent, and how Ohmyfin lets anyone track related SWIFT p
MT205 — Financial Institution Transfer Execution
MT205 — Financial Institution Transfer Execution explained: what it is, who uses it, when it is sent, and how Ohmyfin lets anyone track related SWIFT payments b
MT299 — Free-Format Bank-to-Bank Message
MT299 — Free-Format Bank-to-Bank Message explained: what it is, who uses it, when it is sent, and how Ohmyfin lets anyone track related SWIFT payments by UETR —
MT900 — Confirmation of Debit
MT900 — Confirmation of Debit explained: what it is, who uses it, when it is sent, and how Ohmyfin lets anyone track related SWIFT payments by UETR — free.
MT910 — Confirmation of Credit
MT910 — Confirmation of Credit explained: what it is, who uses it, when it is sent, and how Ohmyfin lets anyone track related SWIFT payments by UETR — free.
MT940 — Customer Statement Message
MT940 — Customer Statement Message explained: what it is, who uses it, when it is sent, and how Ohmyfin lets anyone track related SWIFT payments by UETR — free.
MT942 — Interim Transaction Report
MT942 — Interim Transaction Report explained: what it is, who uses it, when it is sent, and how Ohmyfin lets anyone track related SWIFT payments by UETR — free.
MT950 — Statement Message (Bank-to-Bank)
MT950 — Statement Message (Bank-to-Bank) explained: what it is, who uses it, when it is sent, and how Ohmyfin lets anyone track related SWIFT payments by UETR —
ExploreSWIFT trackerUETR trackerCurrency exchange ratesUSD → EUR rateGBP → USD rateEUR → GBP rateUSD → JPY rateWestern Union MTCN trackerMoneyGram reference trackerRia PIN trackerRemitly trackerXoom / PayPal trackerWorldRemit trackerWise trackerRevolut trackerOFX trackerZelle trackerVenmo trackerCash App trackerPayoneer trackerSkrill trackerNeteller trackerInstarem trackerTRN trackerDraft & validate hubMT ↔ MX translatorMX → MT translator@ohmyfin/swift-draft (npm)MT103 drafterMT202 drafterMT202COV drafterMT199 drafterpacs.008 drafterpacs.009 drafterpacs.002 draftercamt.053 draftercamt.054 drafterMT103 trackerWire-transfer trackerSWIFT GPI trackerBIC lookupIBAN explainedUETR explainedTRN explainedBIC explainedMT103 guideMT202 guidepacs.008 guideField 20Field 32AField 50KField 57AField 121 (UETR)Track USDTrack EURTrack GBPTrack CNYTrack INRSWIFT vs SEPASWIFT vs ACHSWIFT vs WiseUETR vs TRNBIC vs IBANMT103 vs pacs.008How long: UKHow long: USHow long: IndiaHow long: EurozoneStatus: ACSPStatus: ACCCStatus: RJCTStatus: PDNGSWIFT GPISWIFTNetOhmyfin AI AssistantSWIFT status todayBank trackersTrack HSBCTrack ChaseTrack BarclaysTrack NatWestTrack WiseTrack RevolutAsk: How to track SWIFTAsk: UETR not foundAsk: Stuck 2 weeksAsk: Get UETR from bankAsk: Is Ohmyfin freeAlliance AccessAlliance GatewaySWIFT GoKYC RegistryAbout swift.comSWIFT productsCurrency guidesPayment comparisonsPayment speedStatus codesSWIFT field referencePayments glossarySWIFT message typesSWIFT/BIC directoryCorrespondent banksKnowledge centerReject codesAC01 rejectAC04 rejectBE01 rejectCH09 rejectRR04 rejectHelp & troubleshootingPayment not receivedFind UETR on MT103Cancel SWIFT paymentFake MT103 warningMajor banksJPMorgan Chase BICHSBC BICDeutsche Bank BICCiti BICBNY Mellon BICCountry corridorsSend US → IndiaSend US → MexicoSend US → PhilippinesSend UK → IndiaSend UK → PakistanSend UAE → IndiaSend UAE → PhilippinesSend Saudi → IndiaSend Canada → IndiaSend Australia → IndiaMT202COVMT199MT940MT942MT900MT910MT195MT103 STPBanks by countryBanks in USBanks in UKBanks in GermanyBanks in IndiaBanks in ChinaBanks in UAEBanks in Saudi ArabiaBanks in SingaporeBanks in Hong KongBanks in JapanBanks in BrazilUse casesFreelancer paid abroadPay overseas supplierE-commerce payoutsTuition paymentReal estate abroadFamily remittanceScam alertsFake MT103 fraudMoney-transfer providersTrack WiseTrack RevolutTrack Western UnionTrack MoneyGramTrack RemitlyTrack RiaTrack XoomTrack WorldRemitTrack PayoneerTrack PayPalTrack OFXTrack SkrillTrack SendwaveTrack InstaremTrack TransferGoTrack Stripe payoutTrack AirwallexTrack HSBC Global MoneyTrack Monzo / Revolut / N26Wise vs RevolutWise vs PayPalWise vs Western UnionWise vs bank wireWestern Union vs MoneyGramRemitly vs Western UnionSend money to IndiaSend money to PhilippinesSend money to MexicoSend money to NigeriaSend money to PakistanSend money to UKAdvance-fee fraudBEC / CEO fraudPig butchering scamRomance scam wire