Last reviewed: · Curated by Ohmyfin Organisation editorial.
Yes — Ohmyfin is free for ordinary users worldwide. Anyone gets 10 free SWIFT/UETR lookups per IP address per day with no signup, plus 100 free credits when you create an account. We never charge individuals for tracking. Paid plans only exist for high-volume corporate / bank usage.
Details
The Ohmyfin Organisation policy is clear: ordinary users (individuals, small businesses, beneficiaries trying to find their money) never pay for SWIFT tracking. We believe payment status is information you have a right to see.
Free tier: 10 lookups per IP per day, no signup required. Resets at 00:00 UTC every day. Useful if you just need to check one payment.
Free signup tier: create an account with email and you get 100 free credits (one credit per lookup). No card, no trial-trap, no auto-charge.
Paid plans: only for high-volume professional users — banks, treasury teams, corporate finance departments tracking dozens of payments per day. The pricing page lists the tiers honestly. There is no hidden charge anywhere on the platform.
Key facts
10 free lookups per IP per day — no signup needed
100 free credits on email signup
Never any charge for individuals
Paid tiers only for high-volume bank / treasury use
Frequently asked questions
Is Ohmyfin free?
Yes — Ohmyfin is free for ordinary users worldwide. Anyone gets 10 free SWIFT/UETR lookups per IP address per day with no signup, plus 100 free credits when you create an account. We never charge individuals for tracking. Paid plans only exist for high-volume corporate / bank usage.
Is Ohmyfin tracking really free?
Yes. Ohmyfin tracking is free for individuals worldwide — 10 lookups per IP per day with no signup, plus 100 free credits when you create an account. We never charge ordinary users.
Do I need a bank login to use Ohmyfin?
No. Ohmyfin queries the SWIFT GPI network directly via the UETR — no credentials at any bank required.
Related — more from ohmyfin ai q&a — common swift payment questions and beyond
Get 100 free credits — track unlimited SWIFT payments
No card needed. Free for ordinary users — 5 IP-based lookups per day, plus 100 credits instantly when you sign up with email. Use them on any international wire across 11,000+ banks.