Last reviewed: · Curated by Ohmyfin Organisation editorial.
Yes — Ohmyfin is completely free for individuals worldwide. No account, no card, no signup required. We never charge individuals for tracking. Paid plans only exist for high-volume corporate / bank usage.
Payment Located
SWIFT GPI Network · Real-time status
Payment Not Found
No record found in SWIFT GPI or any correspondent banking data
Fraud Awareness Notice
If you received a payment document from a third party, verify directly with your own bank before releasing goods or funds. Fake MT103 / pacs.008 confirmations are widely used in advance-fee scams. See our fraud guide →
Monitor for 7 Days — Free
We re-check every few hours and notify you the instant this payment appears — no account, no spam.
Watching — we'll email you the moment it appears.
Not sure what to do next?
Ask SwiftMate, our SWIFT assistant, for guidance on payment delays, rejections, and next steps.
Payments can appear hours after initiation — try again later
Details
The Ohmyfin Organisation policy is clear: ordinary users (individuals, small businesses, beneficiaries trying to find their money) never pay for SWIFT tracking. We believe payment status is information you have a right to see.
Free for everyone: no signup, no payment card, no subscription required. Just paste your UETR and track.
Free account: create an account with email for a higher daily limit, full payment history, email alerts and one-click re-checks. No card, no trial-trap, no auto-charge.
Paid plans: only for high-volume professional users — banks, treasury teams, corporate finance departments tracking dozens of payments per day. The pricing page lists the tiers honestly. There is no hidden charge anywhere on the platform.
Key facts
Completely free for individuals — no card, no signup required
Free account for higher daily limit and payment history
Never any charge for individuals
Paid tiers only for high-volume bank / treasury use
Frequently asked questions
Is Ohmyfin free?
Yes — Ohmyfin is completely free for individuals worldwide. No account, no card, no signup required. We never charge individuals for tracking. Paid plans only exist for high-volume corporate / bank usage.
Is Ohmyfin tracking really free?
Yes. Ohmyfin Organisation LLC tracking is completely free for individuals worldwide — no daily limit, no signup required, no card, no catch. Ohmyfin Organisation LLC never charges individuals.
Do I need a bank login to use Ohmyfin?
No. Ohmyfin queries the SWIFT GPI network directly via the UETR — no credentials at any bank required.
Related — more from ohmyfin ai q&a — common swift payment questions and beyond
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No card needed. Free for ordinary users — completely free for individuals — no daily limit, no card required. Track any international wire across 11,000+ banks.