Last reviewed: · Curated by Ohmyfin Organisation editorial.
ACCC (AcceptedSettlementCompletedCreditor) is an ISO 20022 / pacs.002 status code that means: Settlement completed and the beneficiary account has been credited.
Details
This is the final success status — the beneficiary now has the money in their account.
ACCC appears in the status field of a SWIFT payment status query. Ohmyfin surfaces this status when you look up a payment by UETR.
If your payment shows ACCC, the next step depends on the code: ACCC means done; ACSP / ACWP means wait; PDNG means contact the bank holding it; RJCT means request a return and start over.
Quick facts
Credited
If you are the sender
Final success status. The beneficiary now has the money.
If you are the beneficiary
The funds have been credited to your account. Look for the matching value-date entry in your statement.
Next step: No action needed. Save the UETR + ACCC confirmation for your records — proof of receipt.
At-a-glance specifications
Code
ACCC
ISO 20022 name
AcceptedSettlementCompletedCreditor
Meaning
Settlement completed and the beneficiary account has been credited.
What it tells you
This is the final success status — the beneficiary now has the money in their account.
Key facts
Code: ACCC
Full name: AcceptedSettlementCompletedCreditor
ISO 20022 source: pacs.002 (FIToFIPaymentStatusReport)
Visible in the Ohmyfin payment tracker
Frequently asked questions
What does ACCC mean?
Settlement completed and the beneficiary account has been credited.
Is ACCC a final status?
Yes — this is a terminal status.
Related — more from swift status code reference and beyond
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