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Your child studies abroad and you wire tuition. Universities typically have strict deadlines — a delayed wire can cost a course place.
Your child studies abroad and you wire tuition. Universities typically have strict deadlines — a delayed wire can cost a course place.
How to handle it: Pay 5–10 business days before the deadline. Use the university's exact bank details and student-ID reference. Charges instruction OUR ensures the university receives the full tuition amount. Track the UETR to confirm and prove timely payment.
Whatever route you take, every SWIFT payment carries a 36-character UETR (Unique End-to-end Transaction Reference). Paste the UETR into the Ohmyfin tracker to see the latest available SWIFT status in seconds — settled, in flight, pending compliance, or rejected.
The UETR is the SWIFT-network identifier for your payment, mandatory on every payment since November 2018. It is the only way to track a payment in real time across all the correspondents in the chain.
SWIFT GPI same-currency payments often settle in minutes. Cross-currency typically 4–24 hours. Compliance-heavy corridors can take 2–5 business days.
Yes — free public tracking with completely free for individuals worldwide — no daily limit, no card, no signup required.
Cancellation works only before the receiving bank credits the account. Recall (after credit) needs the beneficiary's consent. See /help/how-to-cancel-swift-payment and /help/how-to-recall-swift-payment.
No card needed. Free for ordinary users — completely free for individuals — no daily limit, no card required. Track any international wire across 11,000+ banks.
Track a payment now — completely free Or try the tracker now →