Last reviewed: · Curated by Ohmyfin Organisation editorial.
PDNG (Pending) is an ISO 20022 / pacs.002 status code that means: The payment is waiting for further processing.
Payment Located
SWIFT GPI Network · Real-time status
Payment Not Found
No record found in SWIFT GPI or any correspondent banking data
Fraud Awareness Notice
If you received a payment document from a third party, verify directly with your own bank before releasing goods or funds. Fake MT103 / pacs.008 confirmations are widely used in advance-fee scams. See our fraud guide →
Monitor for 7 Days — Free
We re-check every few hours and notify you the instant this payment appears — no account, no spam.
Watching — we'll email you the moment it appears.
Not sure what to do next?
Ask SwiftMate, our SWIFT assistant, for guidance on payment delays, rejections, and next steps.
Payments can appear hours after initiation — try again later
Details
Could mean compliance review, missing data, or simply queued behind RTGS cut-off. The accompanying reason code (e.g. AWMD, AWMR) explains why.
PDNG appears in the status field of a SWIFT payment status query. Ohmyfin surfaces this status when you look up a payment by UETR.
If your payment shows PDNG, the next step depends on the code: ACCC means done; ACSP / ACWP means wait; PDNG means contact the bank holding it; RJCT means request a return and start over.
Quick facts
Pending
If you are the sender
The payment is on hold — usually compliance / sanctions screening.
If you are the beneficiary
No action — the originating or correspondent bank is reviewing.
Next step: PDNG resolves automatically once review completes (typically 1-3 business days). If still PDNG after 5 days, sender should ask their bank for the holding reason.
At-a-glance specifications
Code
PDNG
ISO 20022 name
Pending
Meaning
The payment is waiting for further processing.
What it tells you
Could mean compliance review, missing data, or simply queued behind RTGS cut-off. The accompanying reason code (e.g. AWMD, AWMR) explains why.
Key facts
Code: PDNG
Full name: Pending
ISO 20022 source: pacs.002 (FIToFIPaymentStatusReport)
Visible in the Ohmyfin payment tracker
Frequently asked questions
What does PDNG mean?
The payment is waiting for further processing.
Is PDNG a final status?
No — the payment is still in flight. Track the UETR for live updates.
Get 100 free credits — track unlimited SWIFT payments
No card needed. Free for ordinary users — completely free for individuals — no daily limit, no card required. Track any international wire across 11,000+ banks.