Last reviewed: · Curated by Ohmyfin Organisation editorial.
ACSP (AcceptedSettlementInProcess) is an ISO 20022 / pacs.002 status code that means: The payment has been accepted and is being settled.
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If you received a payment document from a third party, verify directly with your own bank before releasing goods or funds. Fake MT103 / pacs.008 confirmations are widely used in advance-fee scams. See our fraud guide →
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Details
A correspondent or beneficiary bank has accepted the payment and started the settlement process. Funds are in motion but not yet credited.
ACSP appears in the status field of a SWIFT payment status query. Ohmyfin surfaces this status when you look up a payment by UETR.
If your payment shows ACSP, the next step depends on the code: ACCC means done; ACSP / ACWP means wait; PDNG means contact the bank holding it; RJCT means request a return and start over.
Quick facts
In progress
If you are the sender
Your bank has handed the payment to the next correspondent. No action needed yet.
If you are the beneficiary
The funds are en route but your account is not yet credited. Most ACSP payments clear within hours.
Next step: Refresh the tracker in 2-4 hours. If still ACSP after 24 hours, ask the sender bank to confirm the next-correspondent receipt confirmation.
At-a-glance specifications
Code
ACSP
ISO 20022 name
AcceptedSettlementInProcess
Meaning
The payment has been accepted and is being settled.
What it tells you
A correspondent or beneficiary bank has accepted the payment and started the settlement process. Funds are in motion but not yet credited.
Key facts
Code: ACSP
Full name: AcceptedSettlementInProcess
ISO 20022 source: pacs.002 (FIToFIPaymentStatusReport)
Visible in the Ohmyfin payment tracker
Frequently asked questions
What does ACSP mean?
The payment has been accepted and is being settled.
Is ACSP a final status?
No — the payment is still in flight. Track the UETR for live updates.
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