SWIFT MT103 Field 32A — Value Date / Currency / Amount
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Field 32A is one of the most important fields on an MT103. It carries the value date, currency and amount of the interbank settlement. Mandatory.
How an MT103 maps to the UETR (field 121), sender reference (field 20), value-date/currency/amount (field 32A) and beneficiary details. Source: SWIFT MT103 specification.
Details
Format: 6 digits (YYMMDD) + 3 letters (ISO currency) + amount with comma as decimal separator and no thousands separators. Example: 240315USD25000,00 = value date 15 March 2024, USD 25,000.00.
The amount may be 0 (in some commercial-purpose messages) but the value date must always be a valid future or current business day in the currency's clearing calendar.
Quick facts
SWIFT field specification
Example value
:32A:251015USD1000,00
Valid characters / format
YYMMDD + 3!a + 15d (decimal comma)
Required on MT103
Mandatory
Required on MT202
Mandatory
Required on pacs.008
Mandatory
Notes
Value date + currency + amount. Mapped to <IntrBkSttlmDt>/<IntrBkSttlmAmt> on pacs.008.
Key facts
Mandatory MT103 field
Format: YYMMDD + 3-letter ISO currency + amount
Comma is the decimal separator (European convention)
No thousands separators allowed
Frequently asked questions
Why is the decimal a comma?
SWIFT MT messages use the European convention. ISO 20022 pacs.008 uses a dot.
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