Major Banks in Poland

Poland's banking system runs on SORBNET2 (large-value) and Express Elixir (instant). The country's currency is the PLN. The major banks below handle the vast majority of inbound and outbound SWIFT payments to Poland.

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Poland runs its domestic interbank settlement on SORBNET2 (large-value) and Express Elixir (instant). International SWIFT payments arrive at one of the major correspondents listed below before being credited via the domestic system.

Top banks in Poland: PKO Bank Polski (BPKOPLPW, Warsaw), Bank Pekao (PKOPPLPW, Warsaw), Santander Bank Polska (WBKPPLPP, Warsaw), mBank (BREXPLPW, Warsaw).

PKO Bank Polski — SWIFT/BIC BPKOPLPW, headquartered in Warsaw. Largest Polish bank by assets.

Bank Pekao — SWIFT/BIC PKOPPLPW, headquartered in Warsaw. Top-three Polish bank.

Santander Bank Polska — SWIFT/BIC WBKPPLPP, headquartered in Warsaw. Polish arm of Santander.

mBank — SWIFT/BIC BREXPLPW, headquartered in Warsaw. Major digital-first Polish bank.

If you have sent or received a SWIFT payment routed through any of these banks, you can verify it for free on Ohmyfin. Paste the 36-character UETR (from your MT103 or pacs.008 confirmation) into the homepage tracker to see the latest available SWIFT status — settled, in flight, pending compliance, or rejected.

Key facts

Country: Poland (PL)
Currency: PLN
Domestic settlement: SORBNET2 (large-value) and Express Elixir (instant)
Number of major banks listed: 4
Trackable on Ohmyfin: yes — free via UETR

Frequently asked questions

What are the major banks in Poland?

The largest banks in Poland include PKO Bank Polski, Bank Pekao, Santander Bank Polska, mBank.

What is the SWIFT code for PKO Bank Polski?

PKO Bank Polski's primary SWIFT/BIC is BPKOPLPW (head office in Warsaw). Branches use 11-character extensions of this code.

How are domestic payments settled in Poland?

SORBNET2 (large-value) and Express Elixir (instant)

How do I track a SWIFT payment to or from Poland?

Paste the UETR into the Ohmyfin tracker. You will see the latest available SWIFT status in seconds — including which correspondent bank in Poland (or the international intermediary) is currently holding the payment.

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Major Banks in Poland

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