Last reviewed: · Curated by Ohmyfin Organisation editorial.
Poland's banking system runs on SORBNET2 (large-value) and Express Elixir (instant). The country's currency is the PLN. The major banks below handle the vast majority of inbound and outbound SWIFT payments to Poland.
Poland runs its domestic interbank settlement on SORBNET2 (large-value) and Express Elixir (instant). International SWIFT payments arrive at one of the major correspondents listed below before being credited via the domestic system.
Top banks in Poland: PKO Bank Polski (BPKOPLPW, Warsaw), Bank Pekao (PKOPPLPW, Warsaw), Santander Bank Polska (WBKPPLPP, Warsaw), mBank (BREXPLPW, Warsaw).
PKO Bank Polski — SWIFT/BIC BPKOPLPW, headquartered in Warsaw. Largest Polish bank by assets.
Bank Pekao — SWIFT/BIC PKOPPLPW, headquartered in Warsaw. Top-three Polish bank.
Santander Bank Polska — SWIFT/BIC WBKPPLPP, headquartered in Warsaw. Polish arm of Santander.
mBank — SWIFT/BIC BREXPLPW, headquartered in Warsaw. Major digital-first Polish bank.
If you have sent or received a SWIFT payment routed through any of these banks, you can verify it for free on Ohmyfin. Paste the 36-character UETR (from your MT103 or pacs.008 confirmation) into the homepage tracker to see the latest available SWIFT status — settled, in flight, pending compliance, or rejected.
The largest banks in Poland include PKO Bank Polski, Bank Pekao, Santander Bank Polska, mBank.
PKO Bank Polski's primary SWIFT/BIC is BPKOPLPW (head office in Warsaw). Branches use 11-character extensions of this code.
SORBNET2 (large-value) and Express Elixir (instant)
Paste the UETR into the Ohmyfin tracker. You will see the latest available SWIFT status in seconds — including which correspondent bank in Poland (or the international intermediary) is currently holding the payment.
No card needed. Free for ordinary users — 5 IP-based lookups per day, plus 100 credits instantly when you sign up with email. Use them on any international wire across 11,000+ banks.
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