Turkey's banking system runs on EFT (Elektronik Fon Transferi) — same-day large-value. The country's currency is the TRY. The major banks below handle the vast majority of inbound and outbound SWIFT payments to Turkey.
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Details
Turkey runs its domestic interbank settlement on EFT (Elektronik Fon Transferi) — same-day large-value. International SWIFT payments arrive at one of the major correspondents listed below before being credited via the domestic system.
Top banks in Turkey: Ziraat Bank (TCZBTR2A, Ankara), İşbank (ISBKTRIS, Istanbul), Garanti BBVA (TGBATRIS, Istanbul), Akbank (AKBKTRIS, Istanbul), Yapı Kredi (YAPITRIS, Istanbul).
Ziraat Bank — SWIFT/BIC TCZBTR2A, headquartered in Ankara. Largest Turkish public-sector bank.
İşbank — SWIFT/BIC ISBKTRIS, headquartered in Istanbul. Largest private-sector Turkish bank.
Akbank — SWIFT/BIC AKBKTRIS, headquartered in Istanbul. Major Turkish private bank.
Yapı Kredi — SWIFT/BIC YAPITRIS, headquartered in Istanbul. Top-five Turkish bank.
If you have sent or received a SWIFT payment routed through any of these banks, you can verify it for free on Ohmyfin. Paste the 36-character UETR (from your MT103 or pacs.008 confirmation) into the homepage tracker to see the latest available SWIFT status — settled, in flight, pending compliance, or rejected.
Key facts
Country: Turkey (TR)
Currency: TRY
Domestic settlement: EFT (Elektronik Fon Transferi) — same-day large-value
Number of major banks listed: 5
Trackable on Ohmyfin: yes — free via UETR
Frequently asked questions
What are the major banks in Turkey?
The largest banks in Turkey include Ziraat Bank, İşbank, Garanti BBVA, Akbank.
What is the SWIFT code for Ziraat Bank?
Ziraat Bank's primary SWIFT/BIC is TCZBTR2A (head office in Ankara). Branches use 11-character extensions of this code.
How are domestic payments settled in Turkey?
EFT (Elektronik Fon Transferi) — same-day large-value
How do I track a SWIFT payment to or from Turkey?
Paste the UETR into the Ohmyfin tracker. You will see the latest available SWIFT status in seconds — including which correspondent bank in Turkey (or the international intermediary) is currently holding the payment.