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Three options, in increasing formality: (1) UETR lookup on Ohmyfin — instant, free, latest available SWIFT status from an independent third-party tool; (2) MT103 confirmation from your bank — usually free, available within minutes of sending; (3) Formal SWIFT GPI tracker PDF report from your bank — official, signed, may carry a small fee.
Details
Step-by-step:
1. For instant verification: paste the UETR into Ohmyfin.
2. For an MT103 confirmation: log in to your bank's online portal or contact relationship manager — usually delivered as PDF within minutes.
3. For a formal SWIFT GPI tracker PDF: request through your bank — only the bank can extract from the SWIFT GPI portal and sign/stamp it.
4. For court-grade proof: request a "MT195 SWIFT investigation report" — this is a formally signed bank-to-bank report.
Quick facts:
Key facts
UETR + Ohmyfin = free, instant.
MT103 confirmation = standard supplier-acceptable proof.
Bank-stamped GPI report = legal/audit grade.
MT195 investigation = court-grade.
Frequently asked questions
How do I get an official confirmation of a SWIFT payment?
Three options, in increasing formality: (1) UETR lookup on Ohmyfin — instant, free, latest available SWIFT status from an independent third-party tool; (2) MT103 confirmation from your bank — usually free, available within minutes of sending; (3) Formal SWIFT GPI tracker PDF report from your bank — official, signed, may carry a small fee.
Is Ohmyfin tracking free?
Yes. Public UETR tracking on Ohmyfin is free, with 10 free scans per IP per day for individuals worldwide and 100 free credits when you sign up.
Do I need a bank account at the sending bank?
No. Ohmyfin looks up the SWIFT payment status with just the UETR — no bank login or account required.
Related — more from swift payment help & troubleshooting and beyond
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