Last reviewed: · Curated by Ohmyfin Organisation editorial.
Three options, in increasing formality: (1) UETR lookup on Ohmyfin — instant, free, latest available SWIFT status from an independent third-party tool; (2) MT103 confirmation from your bank — usually free, available within minutes of sending; (3) Formal SWIFT GPI tracker PDF report from your bank — official, signed, may carry a small fee.
Payment Located
SWIFT GPI Network · Real-time status
Payment Not Found
No record found in SWIFT GPI or any correspondent banking data
Fraud Awareness Notice
If you received a payment document from a third party, verify directly with your own bank before releasing goods or funds. Fake MT103 / pacs.008 confirmations are widely used in advance-fee scams. See our fraud guide →
Monitor for 7 Days — Free
We re-check every few hours and notify you the instant this payment appears — no account, no spam.
Watching — we'll email you the moment it appears.
Not sure what to do next?
Ask SwiftMate, our SWIFT assistant, for guidance on payment delays, rejections, and next steps.
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Details
Step-by-step:
1. For instant verification: paste the UETR into Ohmyfin.
2. For an MT103 confirmation: log in to your bank's online portal or contact relationship manager — usually delivered as PDF within minutes.
3. For a formal SWIFT GPI tracker PDF: request through your bank — only the bank can extract from the SWIFT GPI portal and sign/stamp it.
4. For court-grade proof: request a "MT195 SWIFT investigation report" — this is a formally signed bank-to-bank report.
Quick facts:
Key facts
UETR + Ohmyfin = free, instant.
MT103 confirmation = standard supplier-acceptable proof.
Bank-stamped GPI report = legal/audit grade.
MT195 investigation = court-grade.
Frequently asked questions
How do I get an official confirmation of a SWIFT payment?
Three options, in increasing formality: (1) UETR lookup on Ohmyfin — instant, free, latest available SWIFT status from an independent third-party tool; (2) MT103 confirmation from your bank — usually free, available within minutes of sending; (3) Formal SWIFT GPI tracker PDF report from your bank — official, signed, may carry a small fee.
Is Ohmyfin tracking free?
Yes. Public UETR tracking on Ohmyfin is free, with completely free for individuals worldwide — no daily limit, no card, no signup required.
Do I need a bank account at the sending bank?
No. Ohmyfin looks up the SWIFT payment status with just the UETR — no bank login or account required.
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