How long does a SWIFT transfer from Algeria to France take?

Last reviewed: · Curated by Ohmyfin Organisation editorial.

Algeria has one of the largest diaspora communities in France — nearly 700,000 Algerian-born residents — but the majority of financial flows run from France to Algeria (remittances). The Algeria-to-France corridor serves students, businesses, and professionals sending DZD-origin payments to EUR accounts. DZD (Algerian dinar) is not freely convertible; Banque d'Algérie enforces strict capital controls on outward transfers, requiring approval and limiting individual allowances. Payments route through a correspondent bank (typically BNP Paribas Paris or Société Générale Algeria) to TARGET2. Banque de France applies TRACFIN AML monitoring. Track your UETR on Ohmyfin.

Completely free for individuals — no daily limit, no signup required.

Details

Settlement path: ATCI (Algérie Télécompensation Interbancaire) → TARGET2 / SEPA via correspondent. Currency pair: DZD → EUR.

The three most common causes of delay on this corridor are: (1) DZD is not freely convertible — Banque d'Algérie controls all outward FX transfers, (2) Routing via an international correspondent (often Paris BNP or Société Générale) required, and (3) Banque de France TRACFIN AML monitoring on Algeria-origin transfers.

If the payment has not arrived within 4 business days, ask your sending bank to file an MT199 payment enquiry citing the UETR and the holding bank's BIC shown on the Ohmyfin GPI tracker.

Key facts

Frequently asked questions

How long does a SWIFT transfer from Algeria to France take?

Most SWIFT transfers on the Algeria–France corridor credit the beneficiary within 2 business days. In 95% of cases the payment arrives within 4 business days. The most common delay is dzd is not freely convertible — banque d'algérie controls all outward fx transfers.

What causes delays for Algeria–France payments?

The three most common delay causes are: DZD is not freely convertible — Banque d'Algérie controls all outward FX transfers; Routing via an international correspondent (often Paris BNP or Société Générale) required; Banque de France TRACFIN AML monitoring on Algeria-origin transfers.

What should I do if my Algeria–France SWIFT transfer is late?

Track the UETR on Ohmyfin — the GPI status shows exactly which bank is holding the payment. If delayed beyond 4 business days, ask your sending bank to file an MT199 payment enquiry citing the UETR and the holding bank's BIC.

Which clearing system is used for Algeria–France payments?

The dominant settlement path is ATCI (Algérie Télécompensation Interbancaire) → TARGET2 / SEPA via correspondent. The currency pair is DZD → EUR.

Track in your language

Get 100 free credits — track unlimited SWIFT payments

No card needed. Free for ordinary users — completely free for individuals — no daily limit, no card required. Track any international wire across 11,000+ banks.

Track a payment now — completely free Or try the tracker now →
ExploreSWIFT trackerUETR trackerCurrency exchange ratesUSD → EUR rateGBP → USD rateEUR → GBP rateUSD → JPY rateWestern Union MTCN trackerMoneyGram reference trackerRia PIN trackerRemitly trackerXoom / PayPal trackerWorldRemit trackerWise trackerRevolut trackerOFX trackerZelle trackerVenmo trackerCash App trackerPayoneer trackerSkrill trackerNeteller trackerInstarem trackerTRN trackerDraft & validate hubMT ↔ MX translatorMX → MT translator@ohmyfin/swift-draft (npm)MT103 drafterMT202 drafterMT202COV drafterMT199 drafterpacs.008 drafterpacs.009 drafterpacs.002 draftercamt.053 draftercamt.054 drafterMT103 trackerWire-transfer trackerSWIFT GPI trackerBIC lookupIBAN explainedUETR explainedTRN explainedBIC explainedMT103 guideMT202 guidepacs.008 guideField 20Field 32AField 50KField 57AField 121 (UETR)Track USDTrack EURTrack GBPTrack CNYTrack INRSWIFT vs SEPASWIFT vs ACHUETR vs TRNBIC vs IBANMT103 vs pacs.008How long: UKHow long: USHow long: IndiaHow long: EurozoneStatus: ACSPStatus: ACCCStatus: RJCTStatus: PDNGSWIFT GPISWIFTNetOhmyfin AI AssistantSWIFT status todayBank trackersTrack HSBCTrack ChaseTrack BarclaysTrack NatWestTrack WiseTrack RevolutAsk: How to track SWIFTAsk: UETR not foundAsk: Stuck 2 weeksAsk: Get UETR from bankAsk: Is Ohmyfin freeAlliance AccessAlliance GatewaySWIFT GoKYC RegistryAbout swift.comSWIFT productsCurrency guidesPayment comparisonsPayment speedStatus codesSWIFT field referencePayments glossarySWIFT message typesSWIFT/BIC directoryCorrespondent banksKnowledge centerReject codesAC01 rejectAC04 rejectBE01 rejectCH09 rejectRR04 rejectHelp & troubleshootingPayment not receivedFind UETR on MT103Cancel SWIFT paymentFake MT103 warningMajor banksJPMorgan Chase BICHSBC BICDeutsche Bank BICCiti BICBNY Mellon BICCountry corridorsSend US → IndiaSend US → MexicoSend US → PhilippinesSend UK → IndiaSend UK → PakistanSend UAE → IndiaSend UAE → PhilippinesSend Saudi → IndiaSend Canada → IndiaSend Australia → IndiaMT message referenceMT202COVMT199MT940MT942MT900MT910MT195MT103 STPBanks by countryBanks in USBanks in UKBanks in GermanyBanks in IndiaBanks in ChinaBanks in UAEBanks in Saudi ArabiaBanks in SingaporeBanks in Hong KongBanks in JapanBanks in BrazilUse casesFreelancer paid abroadPay overseas supplierE-commerce payoutsTuition paymentReal estate abroadFamily remittanceScam alertsFake MT103 fraudMoney-transfer providersTrack WiseTrack RevolutTrack Western UnionTrack MoneyGramTrack RemitlyTrack RiaTrack XoomTrack WorldRemitTrack PayoneerTrack PayPalTrack OFXTrack SkrillTrack SendwaveTrack InstaremTrack TransferGoTrack Stripe payoutTrack AirwallexTrack HSBC Global MoneyTrack Monzo / Revolut / N26Wise vs RevolutWise vs PayPalWise vs Western UnionWise vs bank wireWestern Union vs MoneyGramRemitly vs Western UnionSend money to IndiaSend money to PhilippinesSend money to MexicoSend money to NigeriaSend money to PakistanSend money to UKAdvance-fee fraudBEC / CEO fraudPig butchering scamRomance scam wire