Last reviewed: · Curated by Ohmyfin Organisation editorial.
France has a large Tunisian diaspora community and is among Tunisia's largest remittance sources. EUR transfers route from French banks via SWIFT to a Tunisian bank (STB, BNA, BIAT, Attijari Bank Tunisia), settling through the Banque Centrale de Tunisie's RTGS. EUR is converted to Tunisian dinars (TND) — which are partially convertible under BCT rules. BCT allocates FX for conversion during its operating hours; payments arriving outside those hours queue. French banks apply TRACFIN AML monitoring and EU sanctions lists. Tunisia's IMF reform program has improved macro stability but periodic FX availability constraints still affect credit timing. Track your UETR on Ohmyfin.
Settlement path: TARGET2 → BCT RTGS (Banque Centrale de Tunisie). Currency pair: EUR → TND.
The three most common causes of delay on this corridor are: (1) TND convertibility restrictions — Tunisian dinar is partially convertible, (2) BCT FX allocation for inward remittance conversion, and (3) Compliance screening on France–North Africa transfers.
If the payment has not arrived within 3 business days, ask your sending bank to file an MT199 payment enquiry citing the UETR and the holding bank's BIC shown on the Ohmyfin GPI tracker.
Most SWIFT transfers on the France–Tunisia corridor credit the beneficiary within 1 business day. In 95% of cases the payment arrives within 3 business days. The most common delay is tnd convertibility restrictions — tunisian dinar is partially convertible.
The three most common delay causes are: TND convertibility restrictions — Tunisian dinar is partially convertible; BCT FX allocation for inward remittance conversion; Compliance screening on France–North Africa transfers.
Track the UETR on Ohmyfin — the GPI status shows exactly which bank is holding the payment. If delayed beyond 3 business days, ask your sending bank to file an MT199 payment enquiry citing the UETR and the holding bank's BIC.
The dominant settlement path is TARGET2 → BCT RTGS (Banque Centrale de Tunisie). The currency pair is EUR → TND.
No card needed. Free for ordinary users — completely free for individuals — no daily limit, no card required. Track any international wire across 11,000+ banks.
Track a payment now — completely free Or try the tracker now →