Last reviewed: · Curated by Ohmyfin Organisation editorial.
Morocco–France flows run in both directions: France sends remittances to Morocco (the existing france-to-morocco corridor), while Moroccan businesses, students, and professionals send MAD-denominated payments to EUR accounts in France for trade, education, and family purposes. MAD (Moroccan dirham) is not freely convertible; outward transfers require Bank Al-Maghrib approval above specified thresholds. Payments route through Attijariwafa Bank, BMCE/Bank of Africa, or CIH in Morocco via SWIFT to a French bank, settling via TARGET2 or SEPA. Banque de France applies TRACFIN AML monitoring. The corridor benefits from deep historical ties. Track your UETR on Ohmyfin.
Settlement path: SRBM (Bank Al-Maghrib) → TARGET2 / SEPA. Currency pair: MAD → EUR.
The three most common causes of delay on this corridor are: (1) MAD is not freely convertible — Bank Al-Maghrib approval required for outward FX transfers, (2) Correspondent routing from Casablanca to a French bank adding a processing step, and (3) Banque de France TRACFIN AML monitoring on North Africa-origin transfers.
If the payment has not arrived within 3 business days, ask your sending bank to file an MT199 payment enquiry citing the UETR and the holding bank's BIC shown on the Ohmyfin GPI tracker.
Most SWIFT transfers on the Morocco–France corridor credit the beneficiary within 1 business day. In 95% of cases the payment arrives within 3 business days. The most common delay is mad is not freely convertible — bank al-maghrib approval required for outward fx transfers.
The three most common delay causes are: MAD is not freely convertible — Bank Al-Maghrib approval required for outward FX transfers; Correspondent routing from Casablanca to a French bank adding a processing step; Banque de France TRACFIN AML monitoring on North Africa-origin transfers.
Track the UETR on Ohmyfin — the GPI status shows exactly which bank is holding the payment. If delayed beyond 3 business days, ask your sending bank to file an MT199 payment enquiry citing the UETR and the holding bank's BIC.
The dominant settlement path is SRBM (Bank Al-Maghrib) → TARGET2 / SEPA. The currency pair is MAD → EUR.
No card needed. Free for ordinary users — completely free for individuals — no daily limit, no card required. Track any international wire across 11,000+ banks.
Track a payment now — completely free Or try the tracker now →