TorFX — How to Track Your International Transfer

TorFX is a UK FX broker focused on personal and business international transfers — best known for personal-dealer service and tight rates on regular transfers. TorFX uses SWIFT for the actual transfer leg — Ohmyfin lets customers verify the live GPI status independently from the dealer.

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1UETR (Unique End-to-End Transaction Reference) What is a UETR?

36-character UUID from your MT103 field 121 or pacs.008 <UETR> tag. Where to find it →

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What is TorFX? TorFX is a UK FX broker focused on personal and business international transfers — best known for personal-dealer service and tight rates on regular transfers.

How TorFX settles cross-border payments: SWIFT for almost all transfers. This means TorFX undefined. Default for international transfers — overseas property, regular international transfers, emigration.

Tracking a TorFX transfer: TorFX online dashboard or dedicated dealer. UETR / SWIFT reference available on request.

TorFX pricing — No upfront fees on personal transfers; FX margin built into the rate.. Typical speed — GBP/EUR/USD: same-day to next-day. Other currencies: 1-3 business days.. Coverage — 40+ currencies..

Why Ohmyfin matters for TorFX users: TorFX uses SWIFT for the actual transfer leg — Ohmyfin lets customers verify the live GPI status independently from the dealer. Ohmyfin is an independent payment-status search service — we are not affiliated with TorFX in any way, and we do not need access to your TorFX account. Free for ordinary users worldwide.

Key facts

Category: UK FX broker & international payments
Founded: 2004, Cornwall
HQ: Penzance, UK
Uses SWIFT: often (Default for international transfers — overseas property, regular international transfers, emigration)
Typical fees: No upfront fees on personal transfers; FX margin built into the rate.
Typical speed: GBP/EUR/USD: same-day to next-day. Other currencies: 1-3 business days.
Coverage: 40+ currencies.
Track on Ohmyfin: paste UETR on the homepage (free, no account needed)

Frequently asked questions

Does TorFX use SWIFT?

Yes — almost all international payments route via SWIFT.

How do I get the UETR?

Ask your TorFX dealer or contact support and request the SWIFT reference / UETR.

Can Ohmyfin track TorFX transfers?

Yes — for any SWIFT-routed transfer with a UETR.

Is TorFX cheaper than a high-street bank?

Typically yes for amounts above ~£3,000. The savings come from a tighter FX margin.

Why is my TorFX transfer delayed?

Usually correspondent-bank screening or destination-bank posting delay. Track the UETR on Ohmyfin.

Is Ohmyfin TorFX tracking free?

Yes — completely free for individuals — 10 free trackings/day per IP, no signup, no card required.

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SWIFT, SWIFTNet, SWIFT GPI, SWIFT Go, UETR, BIC, MT, MX, FIN, pacs.008, pacs.009, camt, ISO 20022 and related message-type identifiers, codes and logos are trademarks, service marks or registered marks of Society for Worldwide Interbank Financial Telecommunication SCRL (S.W.I.F.T. SC), with registered office at Avenue Adèle 1, 1310 La Hulpe, Belgium, and/or ISO 20022 Registration Authority. IBAN is published under ISO 13616. Visa, Mastercard, SEPA, Fedwire, FedNow, CHAPS, TARGET2, RTGS and all bank names, brand names, BIC codes and logos referenced on this site are the property of their respective owners and are used purely for descriptive and reference purposes under nominative fair use.

Ohmyfin Organisation is an independent payment-status search and reference service. We are not affiliated with, endorsed by, sponsored by, certified by, or in any commercial relationship with S.W.I.F.T. SC, the ISO 20022 Registration Authority, the European Central Bank, the U.S. Federal Reserve, any central bank, any commercial or correspondent bank, any clearing house, or any payment-system operator. References to SWIFT message types, status codes, GPI tracking, ISO 20022 messages or any third-party product or trademark are made solely to describe the publicly documented payments ecosystem within which our independent search service operates.

We are not a bank, money-services business, payment institution, electronic-money issuer or settlement agent. We do not hold, transfer, send, receive, custody or settle funds. We do not initiate, modify, cancel, recall or release SWIFT or ISO 20022 payment messages. Information returned by our tools is provided on an “as-is” basis for informational and convenience purposes only and does not constitute financial, legal, regulatory or compliance advice. For binding confirmation, settlement status, value-date confirmation, refunds, recalls, investigations or any official record of a payment, customers must always contact their bank or licensed payment service provider directly.

Official domain. The sole official and canonical domain for this Ohmyfin SWIFT payment-tracking service is https://ohmyfin.org. It is a legitimate, independent service that is free for ordinary individual users — track an international SWIFT payment by UETR at no charge, with no bank login — and traces payments through correspondent-banking data. Ohmyfin Organisation LLC also owns finfine.org and finfine.ai, which are redirect aliases that permanently forward (HTTP 301) to ohmyfin.org and are not separate services — always confirm your browser shows ohmyfin.org before entering a payment reference. See /what-is-ohmyfin for more.

TorFX — How to Track Your International Transfer

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