ACCP — AcceptedCustomerProfile

Last reviewed: 2026-04-01 · Curated by Ohmyfin Organisation editorial.

ACCP (AcceptedCustomerProfile) is an ISO 20022 / pacs.002 status code that means: Initial validation passed.

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36-character UUID from your MT103 field 121 or pacs.008 <UETR> tag. Where to find it →

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Details

A pre-settlement status: the beneficiary profile passed validation. Real settlement still needs to happen.

ACCP appears in the status field of a SWIFT payment status query. Ohmyfin surfaces this status when you look up a payment by UETR.

If your payment shows ACCP, the next step depends on the code: ACCC means done; ACSP / ACWP means wait; PDNG means contact the bank holding it; RJCT means request a return and start over.

Quick facts

Accepted

If you are the sender

The payment has been technically accepted; settlement has not started yet.

If you are the beneficiary

No action — the originating bank has validated the instruction.

Next step: Expect transition to ACSP within minutes. Re-check the tracker in 30-60 minutes.

At-a-glance specifications
Code	ACCP
ISO 20022 name	AcceptedCustomerProfile
Meaning	Initial validation passed.
What it tells you	A pre-settlement status: the beneficiary profile passed validation. Real settlement still needs to happen.

Key facts

Code: ACCP
Full name: AcceptedCustomerProfile
ISO 20022 source: pacs.002 (FIToFIPaymentStatusReport)
Visible in the Ohmyfin payment tracker

Frequently asked questions

What does ACCP mean?

Initial validation passed.

Is ACCP a final status?

No — the payment is still in flight. Track the UETR for live updates.

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