Last reviewed: · Curated by Ohmyfin Organisation editorial.
ACCP (AcceptedCustomerProfile) is an ISO 20022 / pacs.002 status code that means: Initial validation passed.
Details
A pre-settlement status: the beneficiary profile passed validation. Real settlement still needs to happen.
ACCP appears in the status field of a SWIFT payment status query. Ohmyfin surfaces this status when you look up a payment by UETR.
If your payment shows ACCP, the next step depends on the code: ACCC means done; ACSP / ACWP means wait; PDNG means contact the bank holding it; RJCT means request a return and start over.
Quick facts
Accepted
If you are the sender
The payment has been technically accepted; settlement has not started yet.
If you are the beneficiary
No action — the originating bank has validated the instruction.
Next step: Expect transition to ACSP within minutes. Re-check the tracker in 30-60 minutes.
At-a-glance specifications
Code
ACCP
ISO 20022 name
AcceptedCustomerProfile
Meaning
Initial validation passed.
What it tells you
A pre-settlement status: the beneficiary profile passed validation. Real settlement still needs to happen.
Key facts
Code: ACCP
Full name: AcceptedCustomerProfile
ISO 20022 source: pacs.002 (FIToFIPaymentStatusReport)
Visible in the Ohmyfin payment tracker
Frequently asked questions
What does ACCP mean?
Initial validation passed.
Is ACCP a final status?
No — the payment is still in flight. Track the UETR for live updates.
Related — more from swift status code reference and beyond
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