Last reviewed: · Curated by Ohmyfin Organisation editorial.
Field 71F is the Sender's Charges — the fees deducted by the sending bank, expressed in the same currency as field 32A.
How an MT103 maps to the UETR (field 121), sender reference (field 20), value-date/currency/amount (field 32A) and beneficiary details. Source: SWIFT MT103 specification.
Details
Format: 3-letter currency + amount. Mandatory whenever 71A is SHA or BEN.
Each correspondent bank in the chain may add its own 71F entry, repeated for each hop.
Quick facts
SWIFT field specification
Example value
:71F:USD15,00
Valid characters / format
3!a + 15d
Required on MT103
Optional
Required on MT202
Not used
Required on pacs.008
Optional
Notes
Charges deducted by sender (repeatable per correspondent).
Key facts
Mandatory under SHA / BEN charges code
3-letter currency + amount
Repeated per correspondent bank
Visible in the Ohmyfin payment tracker as fees per hop
Frequently asked questions
How do I see all fees deducted?
Track the payment by UETR on Ohmyfin — the GPI status shows fees per correspondent.
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