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Use Ohmyfin to track any SWIFT international payment sent or received through Bank of America (BOFAUS3N, United States). Free, no bank login required, no account needed. Paste the 36-character UETR from your Bank of America payment confirmation and you'll see the live SWIFT GPI status in seconds — including which correspondent bank currently holds the funds, the value date, charges and any rejection reason code.
Payment Located
SWIFT GPI Network · Real-time status
Payment Not Found
No record found in SWIFT GPI or any correspondent banking data
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Details
Bank of America at a glance: Bank of America international wires settle through CHIPS or Fedwire and carry a UETR (field 121).
Rails Bank of America runs over: Fedwire, CHIPS, SWIFT GPI. Every outbound international payment carries a 36-character UETR (Unique End-to-end Transaction Reference) in SWIFT field 121. The UETR is the only thing you need to track the payment on Ohmyfin — no Bank of America credentials.
Where to find the UETR on a Bank of America payment: on the international payment confirmation (PDF or email), in online banking under "Transaction details" → "Payment reference", or by asking Bank of America for a copy of the MT103 message — the UETR is field 121.
What you'll see when you track: the latest SWIFT GPI status (ACSP in flight, ACSC settled at next bank, ACCC credited to beneficiary, RJCT rejected, PDNG pending, CANC cancelled), the bank that currently holds the funds, the value date, all charges deducted at each correspondent, and any rejection reason code with plain-English explanation.
Why Ohmyfin and not just Bank of America's own tracker? Ohmyfin is free and public — you don't need a Bank of America login. Ohmyfin also surfaces the full corridor (every correspondent the payment touched), not just the bank's own portion. And Ohmyfin keeps tracking history longer than most bank portals.
Key facts
Bank: Bank of America
BIC / SWIFT code: BOFAUS3N
Head office: United States
Payment rails: Fedwire, CHIPS, SWIFT GPI
Trackable on Ohmyfin: yes — free, no login
Input required: 36-character UETR (field 121 of your MT103)
Frequently asked questions
How do I track a SWIFT payment sent from Bank of America?
Get the 36-character UETR from your Bank of America payment confirmation (online banking → transaction details → payment reference, or from the MT103 PDF field 121). Paste it into the Ohmyfin tracker on the homepage. You'll see the live SWIFT GPI status in seconds. No Bank of America login required.
Where is the UETR on a Bank of America payment confirmation?
On the international payment confirmation (PDF or email) under "Reference details" / "Payment reference", or in Bank of America online banking under the transaction's "Details" tab. If you can't find it, request a copy of the MT103 from Bank of America — the UETR is in field 121, formatted like 8-4-4-4-12 hexadecimal characters.
Why isn't my Bank of America payment showing yet?
Common reasons: (1) the payment has not been released by Bank of America yet — wires sent after the cut-off go out the next business day; (2) compliance / sanctions screening is still in progress; (3) the receiving correspondent has not yet reported back; (4) you typed the UETR wrong (it is 36 characters with 4 dashes). Try again in 1-2 hours.
Is Bank of America SWIFT tracking free on Ohmyfin?
Yes. Tracking any Bank of America international payment by UETR on Ohmyfin is free for ordinary users — completely free for individuals — no daily limit, no card, no signup required.
Does Ohmyfin work for both incoming and outgoing Bank of America payments?
Yes. The UETR travels with the payment from origin to beneficiary, so anyone in the chain — sender, beneficiary, intermediary, even a third party with the UETR — can track it on Ohmyfin. You do not need to be a Bank of America customer.
What status codes will I see for a Bank of America payment?
The most common are ACSP (accepted, settlement in process — in flight), ACSC (accepted, settlement complete — funds at the next bank), ACCC (accepted, credit settlement completed — credited to the beneficiary), ACCP (accepted customer profile), PDNG (pending, usually compliance), RJCT (rejected — see the reason code), CANC (cancelled / recalled).
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