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Use Ohmyfin to track any SWIFT international payment sent or received through First Bank of Nigeria (FBNINGLA, Nigeria). Free, no bank login required, no account needed. Paste the 36-character UETR from your First Bank of Nigeria payment confirmation and you'll see the live SWIFT GPI status in seconds — including which correspondent bank currently holds the funds, the value date, charges and any rejection reason code.
First Bank of Nigeria at a glance: First Bank of Nigeria is the oldest bank in sub-Saharan Africa founded in 1894. International wires via FirstOnline carry a UETR.
Rails First Bank of Nigeria runs over: NIBSS, SWIFT GPI. Every outbound international payment carries a 36-character UETR (Unique End-to-end Transaction Reference) in SWIFT field 121. The UETR is the only thing you need to track the payment on Ohmyfin — no First Bank of Nigeria credentials.
Where to find the UETR on a First Bank of Nigeria payment: on the international payment confirmation (PDF or email), in online banking under "Transaction details" → "Payment reference", or by asking First Bank of Nigeria for a copy of the MT103 message — the UETR is field 121.
What you'll see when you track: the latest SWIFT GPI status (ACSP in flight, ACSC settled at next bank, ACCC credited to beneficiary, RJCT rejected, PDNG pending, CANC cancelled), the bank that currently holds the funds, the value date, all charges deducted at each correspondent, and any rejection reason code with plain-English explanation.
Why Ohmyfin and not just First Bank of Nigeria's own tracker? Ohmyfin is free and public — you don't need a First Bank of Nigeria login. Ohmyfin also surfaces the full corridor (every correspondent the payment touched), not just the bank's own portion. And Ohmyfin keeps tracking history longer than most bank portals.
Get the 36-character UETR from your First Bank of Nigeria payment confirmation (online banking → transaction details → payment reference, or from the MT103 PDF field 121). Paste it into the Ohmyfin tracker on the homepage. You'll see the live SWIFT GPI status in seconds. No First Bank of Nigeria login required.
On the international payment confirmation (PDF or email) under "Reference details" / "Payment reference", or in First Bank of Nigeria online banking under the transaction's "Details" tab. If you can't find it, request a copy of the MT103 from First Bank of Nigeria — the UETR is in field 121, formatted like 8-4-4-4-12 hexadecimal characters.
Common reasons: (1) the payment has not been released by First Bank of Nigeria yet — wires sent after the cut-off go out the next business day; (2) compliance / sanctions screening is still in progress; (3) the receiving correspondent has not yet reported back; (4) you typed the UETR wrong (it is 36 characters with 4 dashes). Try again in 1-2 hours.
Yes. Tracking any First Bank of Nigeria international payment by UETR on Ohmyfin is free for ordinary users — completely free for individuals — no daily limit, no card, no signup required.
Yes. The UETR travels with the payment from origin to beneficiary, so anyone in the chain — sender, beneficiary, intermediary, even a third party with the UETR — can track it on Ohmyfin. You do not need to be a First Bank of Nigeria customer.
The most common are ACSP (accepted, settlement in process — in flight), ACSC (accepted, settlement complete — funds at the next bank), ACCC (accepted, credit settlement completed — credited to the beneficiary), ACCP (accepted customer profile), PDNG (pending, usually compliance), RJCT (rejected — see the reason code), CANC (cancelled / recalled).
No card needed. Free for ordinary users — completely free for individuals — no daily limit, no card required. Track any international wire across 11,000+ banks.
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