Guaranty Trust Bank (GTBank) SWIFT Payment Tracker
Use Ohmyfin to track any SWIFT international payment sent or received through Guaranty Trust Bank (GTBank) (GTBINGLA, Nigeria). Free, no bank login required, no account needed. Paste the 36-character UETR from your Guaranty Trust Bank (GTBank) payment confirmation and you'll see the live SWIFT GPI status in seconds — including which correspondent bank currently holds the funds, the value date, charges and any rejection reason code.
Payment Located
SWIFT GPI Network · Real-time status
Payment Not Found
No record found in SWIFT GPI or any correspondent banking data
Fraud Awareness Notice
If you received a payment document from a third party, verify directly with your own bank before releasing goods or funds. Fake MT103 / pacs.008 confirmations are widely used in advance-fee scams. See our fraud guide →
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Details
Guaranty Trust Bank (GTBank) at a glance: GTBank is one of Nigeria's largest banks and a major West African correspondent. International wires via GTWorld carry a UETR.
Rails Guaranty Trust Bank (GTBank) runs over: NIBSS, SWIFT GPI. Every outbound international payment carries a 36-character UETR (Unique End-to-end Transaction Reference) in SWIFT field 121. The UETR is the only thing you need to track the payment on Ohmyfin — no Guaranty Trust Bank (GTBank) credentials.
Where to find the UETR on a Guaranty Trust Bank (GTBank) payment: on the international payment confirmation (PDF or email), in online banking under "Transaction details" → "Payment reference", or by asking Guaranty Trust Bank (GTBank) for a copy of the MT103 message — the UETR is field 121.
What you'll see when you track: the latest SWIFT GPI status (ACSP in flight, ACSC settled at next bank, ACCC credited to beneficiary, RJCT rejected, PDNG pending, CANC cancelled), the bank that currently holds the funds, the value date, all charges deducted at each correspondent, and any rejection reason code with plain-English explanation.
Why Ohmyfin and not just Guaranty Trust Bank (GTBank)'s own tracker? Ohmyfin is free and public — you don't need a Guaranty Trust Bank (GTBank) login. Ohmyfin also surfaces the full corridor (every correspondent the payment touched), not just the bank's own portion. And Ohmyfin keeps tracking history longer than most bank portals.
Key facts
Bank: Guaranty Trust Bank (GTBank)
BIC / SWIFT code: GTBINGLA
Head office: Nigeria
Payment rails: NIBSS, SWIFT GPI
Trackable on Ohmyfin: yes — free, no login
Input required: 36-character UETR (field 121 of your MT103)
Frequently asked questions
How do I track a SWIFT payment sent from Guaranty Trust Bank (GTBank)?
Get the 36-character UETR from your Guaranty Trust Bank (GTBank) payment confirmation (online banking → transaction details → payment reference, or from the MT103 PDF field 121). Paste it into the Ohmyfin tracker on the homepage. You'll see the live SWIFT GPI status in seconds. No Guaranty Trust Bank (GTBank) login required.
Where is the UETR on a Guaranty Trust Bank (GTBank) payment confirmation?
On the international payment confirmation (PDF or email) under "Reference details" / "Payment reference", or in Guaranty Trust Bank (GTBank) online banking under the transaction's "Details" tab. If you can't find it, request a copy of the MT103 from Guaranty Trust Bank (GTBank) — the UETR is in field 121, formatted like 8-4-4-4-12 hexadecimal characters.
Why isn't my Guaranty Trust Bank (GTBank) payment showing yet?
Common reasons: (1) the payment has not been released by Guaranty Trust Bank (GTBank) yet — wires sent after the cut-off go out the next business day; (2) compliance / sanctions screening is still in progress; (3) the receiving correspondent has not yet reported back; (4) you typed the UETR wrong (it is 36 characters with 4 dashes). Try again in 1-2 hours.
Is Guaranty Trust Bank (GTBank) SWIFT tracking free on Ohmyfin?
Yes. Tracking any Guaranty Trust Bank (GTBank) international payment by UETR on Ohmyfin is free for ordinary users — completely free for individuals — 10 free trackings/day per IP, no signup, no card required.
Does Ohmyfin work for both incoming and outgoing Guaranty Trust Bank (GTBank) payments?
Yes. The UETR travels with the payment from origin to beneficiary, so anyone in the chain — sender, beneficiary, intermediary, even a third party with the UETR — can track it on Ohmyfin. You do not need to be a Guaranty Trust Bank (GTBank) customer.
What status codes will I see for a Guaranty Trust Bank (GTBank) payment?
The most common are ACSP (accepted, settlement in process — in flight), ACSC (accepted, settlement complete — funds at the next bank), ACCC (accepted, credit settlement completed — credited to the beneficiary), ACCP (accepted customer profile), PDNG (pending, usually compliance), RJCT (rejected — see the reason code), CANC (cancelled / recalled).
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