PNC Bank SWIFT Payment Tracker
Use Ohmyfin to track any SWIFT international payment sent or received through PNC Bank (PNCCUS33, United States). Free, no bank login required, no account needed. Paste the 36-character UETR from your PNC Bank payment confirmation and you'll see the live SWIFT GPI status in seconds — including which correspondent bank currently holds the funds, the value date, charges and any rejection reason code.
Details
PNC Bank at a glance: PNC is a top-10 US bank. PNC Online Banking and PINACLE for treasury wires show the UETR on every international payment receipt.
Rails PNC Bank runs over: Fedwire, CHIPS, SWIFT GPI. Every outbound international payment carries a 36-character UETR (Unique End-to-end Transaction Reference) in SWIFT field 121. The UETR is the only thing you need to track the payment on Ohmyfin — no PNC Bank credentials.
Where to find the UETR on a PNC Bank payment: on the international payment confirmation (PDF or email), in online banking under "Transaction details" → "Payment reference", or by asking PNC Bank for a copy of the MT103 message — the UETR is field 121.
What you'll see when you track: the latest SWIFT GPI status (ACSP in flight, ACSC settled at next bank, ACCC credited to beneficiary, RJCT rejected, PDNG pending, CANC cancelled), the bank that currently holds the funds, the value date, all charges deducted at each correspondent, and any rejection reason code with plain-English explanation.
Why Ohmyfin and not just PNC Bank's own tracker? Ohmyfin is free and public — you don't need a PNC Bank login. Ohmyfin also surfaces the full corridor (every correspondent the payment touched), not just the bank's own portion. And Ohmyfin keeps tracking history longer than most bank portals.
Key facts
- Bank: PNC Bank
- BIC / SWIFT code: PNCCUS33
- Head office: United States
- Payment rails: Fedwire, CHIPS, SWIFT GPI
- Trackable on Ohmyfin: yes — free, no login
- Input required: 36-character UETR (field 121 of your MT103)
Frequently asked questions
How do I track a SWIFT payment sent from PNC Bank?
Get the 36-character UETR from your PNC Bank payment confirmation (online banking → transaction details → payment reference, or from the MT103 PDF field 121). Paste it into the Ohmyfin tracker on the homepage. You'll see the live SWIFT GPI status in seconds. No PNC Bank login required.
Where is the UETR on a PNC Bank payment confirmation?
On the international payment confirmation (PDF or email) under "Reference details" / "Payment reference", or in PNC Bank online banking under the transaction's "Details" tab. If you can't find it, request a copy of the MT103 from PNC Bank — the UETR is in field 121, formatted like 8-4-4-4-12 hexadecimal characters.
Why isn't my PNC Bank payment showing yet?
Common reasons: (1) the payment has not been released by PNC Bank yet — wires sent after the cut-off go out the next business day; (2) compliance / sanctions screening is still in progress; (3) the receiving correspondent has not yet reported back; (4) you typed the UETR wrong (it is 36 characters with 4 dashes). Try again in 1-2 hours.
Is PNC Bank SWIFT tracking free on Ohmyfin?
Yes. Tracking any PNC Bank international payment by UETR on Ohmyfin is free for ordinary users — completely free for individuals — 10 free trackings/day per IP, no signup, no card required.
Does Ohmyfin work for both incoming and outgoing PNC Bank payments?
Yes. The UETR travels with the payment from origin to beneficiary, so anyone in the chain — sender, beneficiary, intermediary, even a third party with the UETR — can track it on Ohmyfin. You do not need to be a PNC Bank customer.
What status codes will I see for a PNC Bank payment?
The most common are ACSP (accepted, settlement in process — in flight), ACSC (accepted, settlement complete — funds at the next bank), ACCC (accepted, credit settlement completed — credited to the beneficiary), ACCP (accepted customer profile), PDNG (pending, usually compliance), RJCT (rejected — see the reason code), CANC (cancelled / recalled).
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