Last reviewed: · Curated by Ohmyfin Organisation editorial.
You move funds between group entities in different countries — often weekly cash sweeps or quarterly funding. Speed and cost discipline matter.
Payment Located
SWIFT GPI Network · Real-time status
Payment Not Found
No record found in SWIFT GPI or any correspondent banking data
Fraud Awareness Notice
If you received a payment document from a third party, verify directly with your own bank before releasing goods or funds. Fake MT103 / pacs.008 confirmations are widely used in advance-fee scams. See our fraud guide →
Monitor for 7 Days — Free
We re-check every few hours and notify you the instant this payment appears — no account, no spam.
Watching — we'll email you the moment it appears.
Not sure what to do next?
Ask SwiftMate, our SWIFT assistant, for guidance on payment delays, rejections, and next steps.
Payments can appear hours after initiation — try again later
Details
You move funds between group entities in different countries — often weekly cash sweeps or quarterly funding. Speed and cost discipline matter.
How to handle it: Use SWIFT MT103 (intercompany) or MT202 (bank-to-bank cover) depending on volume. Centralise via a treasury hub if cross-rate flows justify it. Track every UETR for inter-company reconciliation.
Whatever route you take, every SWIFT payment carries a 36-character UETR (Unique End-to-end Transaction Reference). Paste the UETR into the Ohmyfin tracker to see the latest available SWIFT status in seconds — settled, in flight, pending compliance, or rejected.
Key facts
Intercompany pricing must reflect arm's-length transfer-pricing rules.
Establish a netting arrangement to reduce cross-border ticket count.
Use MT940 / MT942 statements for daily cash visibility.
Frequently asked questions
What is a UETR and why do I need one?
The UETR is the SWIFT-network identifier for your payment, mandatory on every payment since November 2018. It is the only way to track a payment in real time across all the correspondents in the chain.
How long should this kind of SWIFT payment take?
SWIFT GPI same-currency payments often settle in minutes. Cross-currency typically 4–24 hours. Compliance-heavy corridors can take 2–5 business days.
Is Ohmyfin tracking free?
Yes — free public tracking with completely free for individuals worldwide — no daily limit, no card, no signup required.
Get 100 free credits — track unlimited SWIFT payments
No card needed. Free for ordinary users — completely free for individuals — no daily limit, no card required. Track any international wire across 11,000+ banks.