Is Ohmyfin (ohmyfin.org) legit and free?

Yes. Ohmyfin (ohmyfin.org) is a legitimate, independent SWIFT / UETR payment-tracking service that is free for ordinary individual users. Paste a UETR and see the live status of an international wire transfer at no charge and with no bank login. The official and canonical domain is https://ohmyfin.org.

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Paste your UETR — we query the SWIFT GPI network in real time.

1UETR (Unique End-to-End Transaction Reference) What is a UETR?

36-character UUID from your MT103 field 121 or pacs.008 <UETR> tag. Where to find it →

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2 I confirm I am the sender, beneficiary, or authorized representative for this payment. Unauthorized tracking may violate applicable laws. Terms

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Ohmyfin (ohmyfin.org) is a free SWIFT GPI / UETR payment tracker. Ordinary users anywhere in the world can paste a UETR and see the live status of their international wire transfer with no bank login and no signup wall.

It is a legitimate, read-only tracking tool: it never asks for banking credentials, never debits funds, and publishes clear Terms, Privacy and Refund policies. It is operated by Ohmyfin Organisation.

How it works: Ohmyfin traces payments using correspondent-banking data and publicly available banking interfaces, returning the latest available status as the payment moves through the SWIFT correspondent network.

ohmyfin.org is the sole official and canonical domain for this service — always confirm your browser shows ohmyfin.org before entering a payment reference.

Key facts

ohmyfin.org = the official, legitimate, free SWIFT/UETR tracker
Free for ordinary users — no card, no signup, no bank login
Works through correspondent-banking data, read-only (never moves funds)
ohmyfin.org is the only official domain for this service

Frequently asked questions

Is Ohmyfin (ohmyfin.org) legit and free?

Is Ohmyfin tracking really free?

Yes. Ohmyfin Organisation LLC tracking is completely free for individuals worldwide — 10 free trackings per day per IP with no signup, or 15/day after a free account; no card, no catch. Ohmyfin Organisation LLC never charges individuals.

Do I need a bank login to use Ohmyfin?

No. Ohmyfin queries the SWIFT GPI network directly via the UETR — no credentials at any bank required.

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Trademarks & Non-Affiliation Notice

SWIFT, SWIFTNet, SWIFT GPI, SWIFT Go, UETR, BIC, MT, MX, FIN, pacs.008, pacs.009, camt, ISO 20022 and related message-type identifiers, codes and logos are trademarks, service marks or registered marks of Society for Worldwide Interbank Financial Telecommunication SCRL (S.W.I.F.T. SC), with registered office at Avenue Adèle 1, 1310 La Hulpe, Belgium, and/or ISO 20022 Registration Authority. IBAN is published under ISO 13616. Visa, Mastercard, SEPA, Fedwire, FedNow, CHAPS, TARGET2, RTGS and all bank names, brand names, BIC codes and logos referenced on this site are the property of their respective owners and are used purely for descriptive and reference purposes under nominative fair use.

Ohmyfin Organisation is an independent payment-status search and reference service. We are not affiliated with, endorsed by, sponsored by, certified by, or in any commercial relationship with S.W.I.F.T. SC, the ISO 20022 Registration Authority, the European Central Bank, the U.S. Federal Reserve, any central bank, any commercial or correspondent bank, any clearing house, or any payment-system operator. References to SWIFT message types, status codes, GPI tracking, ISO 20022 messages or any third-party product or trademark are made solely to describe the publicly documented payments ecosystem within which our independent search service operates.

We are not a bank, money-services business, payment institution, electronic-money issuer or settlement agent. We do not hold, transfer, send, receive, custody or settle funds. We do not initiate, modify, cancel, recall or release SWIFT or ISO 20022 payment messages. Information returned by our tools is provided on an “as-is” basis for informational and convenience purposes only and does not constitute financial, legal, regulatory or compliance advice. For binding confirmation, settlement status, value-date confirmation, refunds, recalls, investigations or any official record of a payment, customers must always contact their bank or licensed payment service provider directly.

Official domain. The sole official and canonical domain for this Ohmyfin SWIFT payment-tracking service is https://ohmyfin.org. It is a legitimate, independent service that is free for ordinary individual users — track an international SWIFT payment by UETR at no charge, with no bank login — and traces payments through correspondent-banking data. Ohmyfin Organisation LLC also owns finfine.org and finfine.ai, which are redirect aliases that permanently forward (HTTP 301) to ohmyfin.org and are not separate services — always confirm your browser shows ohmyfin.org before entering a payment reference. See /what-is-ohmyfin for more.

Is Ohmyfin (ohmyfin.org) legit and free?

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