Australia's banking system runs on RITS (Reserve Bank Information and Transfer System) and NPP (instant). The country's currency is the AUD. The major banks below handle the vast majority of inbound and outbound SWIFT payments to Australia.
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Details
Australia runs its domestic interbank settlement on RITS (Reserve Bank Information and Transfer System) and NPP (instant). International SWIFT payments arrive at one of the major correspondents listed below before being credited via the domestic system.
Top banks in Australia: Commonwealth Bank (CTBAAU2S, Sydney), ANZ (ANZBAU3M, Melbourne), NAB (NATAAU33, Melbourne), Westpac (WPACAU2S, Sydney), Macquarie (MACQAU2S, Sydney).
Commonwealth Bank — SWIFT/BIC CTBAAU2S, headquartered in Sydney. Australia's largest bank by market cap.
If you have sent or received a SWIFT payment routed through any of these banks, you can verify it for free on Ohmyfin. Paste the 36-character UETR (from your MT103 or pacs.008 confirmation) into the homepage tracker to see the latest available SWIFT status — settled, in flight, pending compliance, or rejected.
Key facts
Country: Australia (AU)
Currency: AUD
Domestic settlement: RITS (Reserve Bank Information and Transfer System) and NPP (instant)
Number of major banks listed: 5
Trackable on Ohmyfin: yes — free via UETR
Frequently asked questions
What are the major banks in Australia?
The largest banks in Australia include Commonwealth Bank, ANZ, NAB, Westpac.
What is the SWIFT code for Commonwealth Bank?
Commonwealth Bank's primary SWIFT/BIC is CTBAAU2S (head office in Sydney). Branches use 11-character extensions of this code.
How are domestic payments settled in Australia?
RITS (Reserve Bank Information and Transfer System) and NPP (instant)
How do I track a SWIFT payment to or from Australia?
Paste the UETR into the Ohmyfin tracker. You will see the latest available SWIFT status in seconds — including which correspondent bank in Australia (or the international intermediary) is currently holding the payment.