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Australia's banking system runs on RITS (Reserve Bank Information and Transfer System) and NPP (instant). The country's currency is the AUD. The major banks below handle the vast majority of inbound and outbound SWIFT payments to Australia.
Australia runs its domestic interbank settlement on RITS (Reserve Bank Information and Transfer System) and NPP (instant). International SWIFT payments arrive at one of the major correspondents listed below before being credited via the domestic system.
Top banks in Australia: Commonwealth Bank (CTBAAU2S, Sydney), ANZ (ANZBAU3M, Melbourne), NAB (NATAAU33, Melbourne), Westpac (WPACAU2S, Sydney), Macquarie (MACQAU2S, Sydney).
Commonwealth Bank — SWIFT/BIC CTBAAU2S, headquartered in Sydney. Australia's largest bank by market cap.
ANZ — SWIFT/BIC ANZBAU3M, headquartered in Melbourne. Strong Asia-Pacific corridor presence.
NAB — SWIFT/BIC NATAAU33, headquartered in Melbourne. Big-four Australian bank; corporate focus.
Westpac — SWIFT/BIC WPACAU2S, headquartered in Sydney. Oldest Australian bank; major retail and corporate.
Macquarie — SWIFT/BIC MACQAU2S, headquartered in Sydney. Investment-banking focused; growing retail.
If you have sent or received a SWIFT payment routed through any of these banks, you can verify it for free on Ohmyfin. Paste the 36-character UETR (from your MT103 or pacs.008 confirmation) into the homepage tracker to see the latest available SWIFT status — settled, in flight, pending compliance, or rejected.
The largest banks in Australia include Commonwealth Bank, ANZ, NAB, Westpac.
Commonwealth Bank's primary SWIFT/BIC is CTBAAU2S (head office in Sydney). Branches use 11-character extensions of this code.
RITS (Reserve Bank Information and Transfer System) and NPP (instant)
Paste the UETR into the Ohmyfin tracker. You will see the latest available SWIFT status in seconds — including which correspondent bank in Australia (or the international intermediary) is currently holding the payment.
No card needed. Free for ordinary users — 5 IP-based lookups per day, plus 100 credits instantly when you sign up with email. Use them on any international wire across 11,000+ banks.
Sign up free — get 100 credits Or try the tracker now →