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France's banking system runs on TARGET2 and SEPA Instant. The country's currency is the EUR. The major banks below handle the vast majority of inbound and outbound SWIFT payments to France.
France runs its domestic interbank settlement on TARGET2 and SEPA Instant. International SWIFT payments arrive at one of the major correspondents listed below before being credited via the domestic system.
Top banks in France: BNP Paribas (BNPAFRPP, Paris), Crédit Agricole (AGRIFRPP, Paris), Société Générale (SOGEFRPP, Paris), BPCE / Natixis (NATXFRPP, Paris), Crédit Mutuel (CMCIFRPA, Strasbourg).
BNP Paribas — SWIFT/BIC BNPAFRPP, headquartered in Paris. Largest eurozone bank by assets.
Crédit Agricole — SWIFT/BIC AGRIFRPP, headquartered in Paris. Largest French banking group by assets.
Société Générale — SWIFT/BIC SOGEFRPP, headquartered in Paris. Major EUR / USD clearer; African franc-zone presence.
BPCE / Natixis — SWIFT/BIC NATXFRPP, headquartered in Paris. BPCE corporate / investment banking arm.
Crédit Mutuel — SWIFT/BIC CMCIFRPA, headquartered in Strasbourg. Cooperative banking group; major retail EUR flows.
If you have sent or received a SWIFT payment routed through any of these banks, you can verify it for free on Ohmyfin. Paste the 36-character UETR (from your MT103 or pacs.008 confirmation) into the homepage tracker to see the latest available SWIFT status — settled, in flight, pending compliance, or rejected.
The largest banks in France include BNP Paribas, Crédit Agricole, Société Générale, BPCE / Natixis.
BNP Paribas's primary SWIFT/BIC is BNPAFRPP (head office in Paris). Branches use 11-character extensions of this code.
TARGET2 and SEPA Instant
Paste the UETR into the Ohmyfin tracker. You will see the latest available SWIFT status in seconds — including which correspondent bank in France (or the international intermediary) is currently holding the payment.
No card needed. Free for ordinary users — 5 IP-based lookups per day, plus 100 credits instantly when you sign up with email. Use them on any international wire across 11,000+ banks.
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