Last reviewed: · Curated by Ohmyfin Organisation editorial.
UAE Dirham (AED) is the currency of United Arab Emirates, issued by the Central Bank of the UAE. Track any AED cross-border SWIFT payment free with Ohmyfin — paste your UETR or bank reference to see the live status.
Payment Located
SWIFT GPI Network · Real-time status
Payment Not Found
No record found in SWIFT GPI or any correspondent banking data
Fraud Awareness Notice
If you received a payment document from a third party, verify directly with your own bank before releasing goods or funds. Fake MT103 / pacs.008 confirmations are widely used in advance-fee scams. See our fraud guide →
Monitor for 7 Days — Free
We re-check every few hours and notify you the instant this payment appears — no account, no spam.
Watching — we'll email you the moment it appears.
Not sure what to do next?
Ask SwiftMate, our SWIFT assistant, for guidance on payment delays, rejections, and next steps.
Payments can appear hours after initiation — try again later
Details
AED settles via the UAEFTS. Cross-border AED uses SWIFT MT103 through Emirates NBD, FAB, ADCB or Mashreq.
Typical processing time: Same day if before UAEFTS cut-off; T+1 otherwise.
On a SWIFT MT103, the AED amount appears in field 32A together with the value date. The currency code is part of the ISO 4217 standard, so "AED" means the same thing in every bank in the world.
If your AED payment is missing or stuck, the most common reasons are correspondent-bank cut-off times, sanctions screening on the beneficiary or originator, or a missing field on the MT103 (purpose-of-payment, beneficiary address). Ohmyfin shows you exactly where the payment is in the chain.
Quick facts
At-a-glance specifications
ISO 4217 code
AED
Full name
UAE Dirham
Country / region
United Arab Emirates
Central bank
Central Bank of the UAE
Typical SWIFT speed
Same day if before UAEFTS cut-off; T+1 otherwise.
Key facts
ISO 4217 code: AED
Issued by: Central Bank of the UAE
Country / region: United Arab Emirates
Typical SWIFT speed: Same day if before UAEFTS cut-off; T+1 otherwise.
Tracked free on Ohmyfin via UETR or bank reference
Frequently asked questions
How long does a AED SWIFT payment take?
Same day if before UAEFTS cut-off; T+1 otherwise.
Can Ohmyfin track AED payments?
Yes — paste your UETR or MT103 reference and Ohmyfin returns the latest available SWIFT status of any AED payment, including which correspondent bank holds it.
What do I need to send a AED payment?
The beneficiary IBAN or account number, the beneficiary bank BIC (SWIFT code), and the beneficiary name and address. For larger amounts, a purpose-of-payment code is usually required.
Get 100 free credits — track unlimited SWIFT payments
No card needed. Free for ordinary users — completely free for individuals — no daily limit, no card required. Track any international wire across 11,000+ banks.