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Saudi Riyal (SAR) is the currency of Saudi Arabia, issued by the Saudi Central Bank (SAMA). Track any SAR cross-border SWIFT payment free with Ohmyfin — paste your UETR or bank reference to see the live status.
Details
SAR settles via SARIE. Cross-border SAR uses SWIFT MT103 through Al Rajhi, NCB (SNB), Riyad Bank or Samba.
Typical processing time: 1-2 business days.
On a SWIFT MT103, the SAR amount appears in field 32A together with the value date. The currency code is part of the ISO 4217 standard, so "SAR" means the same thing in every bank in the world.
If your SAR payment is missing or stuck, the most common reasons are correspondent-bank cut-off times, sanctions screening on the beneficiary or originator, or a missing field on the MT103 (purpose-of-payment, beneficiary address). Ohmyfin shows you exactly where the payment is in the chain.
Quick facts
At-a-glance specifications
ISO 4217 code
SAR
Full name
Saudi Riyal
Country / region
Saudi Arabia
Central bank
Saudi Central Bank (SAMA)
Typical SWIFT speed
1-2 business days.
Key facts
ISO 4217 code: SAR
Issued by: Saudi Central Bank (SAMA)
Country / region: Saudi Arabia
Typical SWIFT speed: 1-2 business days.
Tracked free on Ohmyfin via UETR or bank reference
Frequently asked questions
How long does a SAR SWIFT payment take?
1-2 business days.
Can Ohmyfin track SAR payments?
Yes — paste your UETR or MT103 reference and Ohmyfin returns the latest available SWIFT status of any SAR payment, including which correspondent bank holds it.
What do I need to send a SAR payment?
The beneficiary IBAN or account number, the beneficiary bank BIC (SWIFT code), and the beneficiary name and address. For larger amounts, a purpose-of-payment code is usually required.
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