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Canadian Dollar (CAD) is the currency of Canada, issued by the Bank of Canada. Track any CAD cross-border SWIFT payment free with Ohmyfin — paste your UETR or bank reference to see the live status.
CAD wires settle via Lynx (the Canadian large-value system, replaced LVTS in 2021). International CAD uses SWIFT MT103.
Typical processing time: Same day domestic; 1-2 days international.
On a SWIFT MT103, the CAD amount appears in field 32A together with the value date. The currency code is part of the ISO 4217 standard, so "CAD" means the same thing in every bank in the world.
If your CAD payment is missing or stuck, the most common reasons are correspondent-bank cut-off times, sanctions screening on the beneficiary or originator, or a missing field on the MT103 (purpose-of-payment, beneficiary address). Ohmyfin shows you exactly where the payment is in the chain.
| ISO 4217 code | CAD |
|---|---|
| Full name | Canadian Dollar |
| Country / region | Canada |
| Central bank | Bank of Canada |
| Typical SWIFT speed | Same day domestic; 1-2 days international. |
| RTGS / clearing system | Lynx (Payments Canada) |
|---|---|
| Daily cut-off (local) | 17:00 ET |
| Next major holidays | Victoria Day (Mon before 25 May) Canada Day (1 Jul) Thanksgiving (2nd Mon Oct) |
Same day domestic; 1-2 days international.
Yes — paste your UETR or MT103 reference and Ohmyfin returns the latest available SWIFT status of any CAD payment, including which correspondent bank holds it.
The beneficiary IBAN or account number, the beneficiary bank BIC (SWIFT code), and the beneficiary name and address. For larger amounts, a purpose-of-payment code is usually required.
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