Last reviewed: · Curated by Ohmyfin Organisation editorial.
Swiss Franc (CHF) is the currency of Switzerland, issued by the Swiss National Bank. Track any CHF cross-border SWIFT payment free with Ohmyfin — paste your UETR or bank reference to see the live status.
CHF settles via SIC (Swiss Interbank Clearing). Cross-border CHF uses SWIFT MT103 through UBS, Credit Suisse (UBS group), or Raiffeisen.
Typical processing time: Same day if before SIC cut-off; otherwise T+1.
On a SWIFT MT103, the CHF amount appears in field 32A together with the value date. The currency code is part of the ISO 4217 standard, so "CHF" means the same thing in every bank in the world.
If your CHF payment is missing or stuck, the most common reasons are correspondent-bank cut-off times, sanctions screening on the beneficiary or originator, or a missing field on the MT103 (purpose-of-payment, beneficiary address). Ohmyfin shows you exactly where the payment is in the chain.
| ISO 4217 code | CHF |
|---|---|
| Full name | Swiss Franc |
| Country / region | Switzerland |
| Central bank | Swiss National Bank |
| Typical SWIFT speed | Same day if before SIC cut-off; otherwise T+1. |
| RTGS / clearing system | SIC (SNB) |
|---|---|
| Daily cut-off (local) | 16:15 CET |
| Next major holidays | Berchtoldstag (2 Jan) Swiss National Day (1 Aug) Federal Day of Thanksgiving (3rd Sun Sep) |
Same day if before SIC cut-off; otherwise T+1.
Yes — paste your UETR or MT103 reference and Ohmyfin returns the latest available SWIFT status of any CHF payment, including which correspondent bank holds it.
The beneficiary IBAN or account number, the beneficiary bank BIC (SWIFT code), and the beneficiary name and address. For larger amounts, a purpose-of-payment code is usually required.
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