Last reviewed: · Curated by Ohmyfin Organisation editorial.
Singapore Dollar (SGD) is the currency of Singapore, issued by the Monetary Authority of Singapore. Track any SGD cross-border SWIFT payment free with Ohmyfin — paste your UETR or bank reference to see the live status.
SGD settles via MEPS+ (the MAS RTGS). Cross-border SGD uses SWIFT MT103 through DBS, OCBC or UOB.
Typical processing time: Same day; cut-off 18:30 SGT.
On a SWIFT MT103, the SGD amount appears in field 32A together with the value date. The currency code is part of the ISO 4217 standard, so "SGD" means the same thing in every bank in the world.
If your SGD payment is missing or stuck, the most common reasons are correspondent-bank cut-off times, sanctions screening on the beneficiary or originator, or a missing field on the MT103 (purpose-of-payment, beneficiary address). Ohmyfin shows you exactly where the payment is in the chain.
| ISO 4217 code | SGD |
|---|---|
| Full name | Singapore Dollar |
| Country / region | Singapore |
| Central bank | Monetary Authority of Singapore |
| Typical SWIFT speed | Same day; cut-off 18:30 SGT. |
| RTGS / clearing system | MEPS+ (MAS) |
|---|---|
| Daily cut-off (local) | 18:00 SGT |
| Next major holidays | Chinese New Year (2 days) Hari Raya Puasa National Day (9 Aug) |
Same day; cut-off 18:30 SGT.
Yes — paste your UETR or MT103 reference and Ohmyfin returns the latest available SWIFT status of any SGD payment, including which correspondent bank holds it.
The beneficiary IBAN or account number, the beneficiary bank BIC (SWIFT code), and the beneficiary name and address. For larger amounts, a purpose-of-payment code is usually required.
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